All insurance policies have a clause that you have been 100% truthful or they don't pay out.
If they have said they have evidence of wrong doing then they will be expected to back that up with facts...we haven't seen any yet.
The fact that burrows (main witness) said 2 years ago that his statement was a forgery should have stopped Sherborn in his tracks. I suspect burrows was happy to do it for money but not when he realised it was going to court.
Celebrities got used to getting pay outs without proof due to newspapers not acting lawfully. They have hit a brick wall with ANL whose own legal team understand the difference between what someone suspects and what they can prove.
Sherborn still makes millions win or lose. Frankly I would be shitting myself if I was one of the claimants, unless there is a last min tadah smoking gun.
Cue harry interview saying he was never told he may not win! Again.
Edited to say: I don't doubt some of the stuff they say is true but proving it was ANL and not the sun or mirror would be difficult. I think thats why they got confused on the stand as some of it was clearly reported elsewhere first.