How did claims affect your future premium

[rafeal]

I'm just trying to decide whether its worth making a claim on a bill of around £500. I've phone the insurance company and they say they won't give any guidance whatsoever on how it may affect future premiums, so I wondered if anybody could advise how you decide.

The premium is almost £40 a month with no claims so far.

It will affect your premiums even though they will say it won't, but it will still rise next year as again they always do.

It really does depend who you are insured with .