Is this what I think it is?

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The hairless patch is under her collar and we initially thought it had rubbed but now I’m wondering with the mark on her stomach.

Wet eczema?

I’ve got it in my head it’s ringworm?

It could be, that patch on her stomach just reminded me of how my old fella's wet eczema used to start but yes, ringworm is more likely

The patch on the collar to me looks like a collar rub. The other patch could be ringworm but could also be a rub off something or some sort of excema. I'd just keep an eye for a few days and if no better or worse contact your vet

When my old boy had wet eczema the patch looked wet and pink and sore, and all the hair fell out. It looks like something else, but ringworm forms a circular lesion, hence RINGworm...

The one on the stomach area looks very much like ringworm , it’s highly contagious across to humans so I would look to treating it ASAP ,

Looking at pictures of ringworm in dogs it seems to be less circular than on humans.

Yes I’m trying to get a vet appointment but can’t get one till Thursday which is very frustrating.

Today the neck one is starting to get a bit crusty and looks more than just hairloss

I wouldn't wait until Thursday - is there another vet you could use?

No, we’ve tried all the ones within a 10mile radius, they all knew it was ringworm too. Many won’t even entertain due to being registered elsewhere