Ok - am prepared for "I told you so" but hope that you won't as what I need right now is help 
I posted on here recently asking advice on choosing a cockapoo. I explained that I had put a deposit on a planned litter (show cocker mum) but was then offered the chance of a puppy from a litter (working cocker mum) just born that had one extra puppy in it. The deal was that I was offered the chance to visit the puppy and if it didn't suit I would remain on the list that I had paid the deposit on.
Well, having considered all the helpful advice that I had received on the thread, I thought perhaps I should take more time to consider my options. Especially as we have had some family circumstances arise which I have found rather stressful and I didn't want to make such an important decision whilst I feel unable to think clearly. So I emailed the breeder and explained that we were not in a position to continue at the present time and could she return the deposit.
She has refused telling me that she had turned away good families and that she would now have to go to the trouble of re-opening the list.
My issues are as follows:
A) I asked breeder to email me T&C at the time of deposit - she didn’t
B) I dont recall her at any point telling me the deposit was non-refundable
C) the deposit I gave was for the next litter - not the current one - as far as I am aware at the time of the deposit the list for that planned litter had not even been opened.
D) our deposit was not transferred to the first list as she suggests - She told us explicitly that we would remain on the 2nd bitch’s list and just have the option of a pup from the first litter - i.e. we were merely offered a chance to have a puppy sooner if we wanted one.
E) given that we were on the second list, which has barely been opened, the deposit should be fully refundable as she would NOT yet have had to turn anyone away - the bitch isn’t even in season yet for heaven's sake, let alone pregnant.
F) surely this goes against best practice for breeders - I don't think she should even have taken a deposit until she had at least confirmed a pregnancy.
I spoke to a KC breeder about another breed that was recommended to me from a poster on my last thread - she said she never takes a deposit until her puppies have reached the ground.
I feel really let down. I know I shouldn't have ever given her a deposit in the first place, but is there anything I can do or have I lost my deposit?
and 