DD has had large sums of money put into her account

[MummyInTheNecropolis]

I noticed she had been spending a lot recently, and when questioned she said it was money she had saved up. I was suspicious so opened her bank statement today and she has received £500 from someone I’ve never heard of, in 6 different payments all made in the same day. She claims this must have been paid to her by mistake and she lied because she knew she shouldn’t be spending it. I don’t believe her, but I can’t think why someone would be paying her this amount?

I am planning to phone the bank but I don’t think they’ll be able to tell me much. I wondered if anyone here might have any ideas? DD is 14.

My first thought was bounty lives but if she rarely goes out my gut says grooming if some dirt? Money for pictures?
Speak to the police, at her age she’s the victim not a criminal

I'd be thinking drugs, porn, sextraffic, fraud; daughter holding proceeds of crime (maybe under coercion). You must contact police as she may need protection. .

Take her cards and phone then contact her bank on their fraud line, tell them there is highly suspicious activity on the account of your 14 yr old daughter which she denies knowledge of/ can't explain; and they need to freeze the account right away while the police investigate.

Whatever's going on you don't want anyone to withdraw all the money and possibly involve DD in even worse trouble.

I'd also search her room for any other bad news, , and keep her at home for her own safety.

The one thing I want to reassure you about is that the police are not interested in your 14 year old daughter as anything other than a potential victim.

Absolutely. The point of telling the police is to protect her.

As a minor don’t you have the right to find out more from the bank about the source? I’d involve the police

OP this needs dealt with immediately.
A young girl in our town got into a situation with on line nudes and the police were extremely kind and supportive

Tell you daughter she must tell you immoor go straight to the local police station with her .

• immediately

Is she very active on social media?
You can make money from posting risqué photos.

I'd be more concerned about her sending someone pictures/videos for money than being a drugs mule. If you say she rarely goes out without you then you need it's more likely to be an online thing. Have you searched the person, perhaps from her accounts to see if they're friends? Good luck OP, I'm sure all sorts of thoughts are going through your head right now.

Poor you - good luck with your chat with her. Hope you get to the bottom of it quickly.

I agree with pp, you need to speak to the police, they will only be interested in helping her.
If she's rarely without you I would be more worried about something like money for pictures or webcams than drugs.

I hope everything works out ok

Ok. Well while she is napping, go through her phone again and her emails and her internet history. Go into her social media accounts.

If you have access to her phone as you say then you will be able to access all of that without further passports if she keeps the apps logged in. Go through everything.

Check her phone for only fans? Loads of teenagers (of legal age) are on it right now!

'Onlyfans' is a big thing at the moment, its where people pay a subscription per month and get tips etc, may be worth mentioningvthat!

I would honestly be waking her up OP.

@TamingToddler sorry cross posted!

It could of course be that someone meant to transfer money to someone else entirely and got your DD's account number by mistake.

It's not necessarily sinister.

The only problem is going to be that she isn’t going to be able to access her bank account if this is reported and may not get another bank account if this is PoC.

If that doesn’t get her talking then I will have to follow through, although I am hoping that the idea will be enough to make her open up to me.

OP, be aware that you will probably have to follow up with the police, school etc even if she does open up to you. If there was an innocent explanation to this, she'd have told you when you asked initially. It's tough, but I think you're going to need external help to sort this one out.

Sounds like county lines/money laundering.
My teen has been approached by someone they know to do the same.thankfully he told his friend to do one. Once they’ve got you, they encourage teens to recruit friends.
If it is this, I’d be very concerned and I would sit down and insist she talks. She could get in big trouble if she is doing this, both legally and with some nasty people

It could be totally innocent, but if it isnt then the girl needs help.

If this was accidental, and she spent it knowing that then she needs to understand the severity of that. But if it was accidental, then the bank would have tried to recall the money in the same installments it was sent. That would show up on her statement.

It really does sounds like only fans or a sugar daddy site, especially considering the money came from a man.

Check her phone but deffs have a conversation about involving the police

Hope you get to the bottom of it OP. Please keep us updated, it may help other parents in the future.

You can't fix this ; you're way out of your depth and so is your DD.
Trying to cover it up may be very dangerous for her, and for you.

. To PROTECT your daughter you must inform police right away.

Just to put another perspective out there. If it were anything illegal, surely the person wouldn't be stupid enough to pay the money into DDs bank and it would just be cash as that's a hell of a risk of being tracked?

Having a nap is a bit odd isn't it?

I think you need a proper chat. Has she got a web cam?