Money has been really tight for the last 18 months as my partner lost his business and there have been rumblings from HMRC and others since. I have been the sole breadwinner and it's been hard. Recently its improved a bit as my partner has had a bit of work so has been contributing something.
My boy left college last summer with OK (ish) A Levels - enough to get him to university to do what he wanted to do anyway. Instead he informed us he wanted to take a year out for 'travelling'. We went along with it but I asked for a contribution for his bed and board. He has a part time job but hasn't had the money to travel much.
Every month I get my bank statement and its the same story - pay pal to friends, Skybet, Uber taxis. I will admit to not being as observant with money as I could be. I am a teacher and working 12 hour days so I'm not as 'on the ball' as perhaps I should be. Last month I gave him £50 for a trip to London, then he missed his coach so I lent him £30. My bank statement came and extras amounted to £180. Last month it was £185. I have shouted, cried, threatened to throw him out, threatened him with the police, appealed to his better nature but he still does it.
Today he told me that I must change my card number as he has a 'problem' and can't help himself. He has an interview for more work on Monday and the chance of another job in a supermarket after Christmas and swears he will pay me back. His Dad is good cop and has talked to him about it being disappointing. I am struggling though and feeling angry. I have incurred overdraft fees for the last two months. Has anyone else had similar and what did you do about it?