Mobile phone insurance?

[ssd]

has anyone got this and is it worth it? what are the pro's and con's?

thanks

No, we don't have it but ds's phone isn't an iPhone ds replaces his phone if he breaks or loses it.

I don't insure anything unless it's illegal not to or I couldn't afford to replace. So car and house.
My DC don't have expensive phones though.

we have mobile insurance automatically through our bank accounts. check you don't have it, or can get it massively discounted as an existing customer. we have claimed at least 3 times over the last few years

Don't waste your money on iPhone insurance it's too expensive
Just put in on your house insurance it's cost hardly anything a year!