To echo @Dragonscaledaisy, if you buy an Hermes bag to use and enjoy, you don't worry about it getting a bit worn or scuffed up. You buy it to use - and you probably select one of the more hard-wearing leathers, which really is tough, rather than one of the more delicate ones. And, when it needs a touch up, you take it back to Hermes and have it sent to their repair studios. The Birkin bag was designed for Jane Birkin, who complained about needing a tough travel bag and was famous for carrying her very battered Birkin everywhere.
And you have it insured, so if it is stolen you will get the money back.
Again, if buying an Hermes bag is such a big deal to you that you need to protect it like it's your first born child, well, yes, that was a silly purchase. But, if you buy it to use it, and it isn't a massive chunk of money to you, there is no issue.
(And, if you are thinking of influencer Lydia Millen getting rid of her Hermes bags because, supposedly, she was afraid of them being stolen or damaged, it was actually because she came out with a major collaboration with Fairfax and Favor, and now only carries their nasty bags, and is clearly making a fortune from that).