Help me style this skirt

[Topsyturvey10]

Can anyone help me to style this skirt? I've lost my way with clothes (48, pear shaped, size 12, 5'10). I got it on a whim and would like to wear it for a work trip but I've no
idea what shoes, top and accessories to put with it. I'm not great in heels unless they are chunky or low.
The perimenopause has damned me and now I can't seem to cobble together a decent outfit. I'd like to use it for a work meal where I need to look stylish and presentable but not OTT.
Please can you help...

I've got that skirt in black, I just wear it with a tight jersey top, cardi, and Chelsea boots, though I would also wear it with chunky trainers. The skirt's a great shape so I don't think it needs anything fancy with it. I usually just wear some simple silver jewellery, I'm not much of an accessory person anyway though.