I work in an office environment and the heating is never sufficient so I need to wear warm jumpers over a smart long sleeved t-shirt (incase by a miracle in the afternoon it warms up and I can remove the jumper) or just a good single layer jumper and a vest top underneath. But the majority of smart jumpers are too thin and I end up with a cardigan over the top which doesn't look great.
I'm a size 12 with average bust area and a c-section tummy bulge if that helps!
I can't afford LK Bennett or Mint Velvet except in the sale.