i’ve come to the realisation, at the age of 35, that i should own a grown-up handbag. i usually use a canvas tote or similar and panic-buy something smart but cheap to match an outfit for special events. i would like something black leather, most likely quilted and with a silver chain long enough to wear cross-body. i’ve seen chanel & ysl styles i like but the budget is £100s rather than £1000s. does anyone have any suggestions please?