Views on bag/s, please!

[polyhymnia]

Have been looking long and hard for a new bag for spring/summer - preferably for everyday use.

Want something I can put over my shoulder, not too small, not too structured, neutral colour, and preferably with an outside pocket - or separate internal one - for Oyster card. Must be real leather. Budget: up to £250, but preferably closer to £150ish. No bright gold metalware.

Thinking of getting this, which covers all the bases, is very much my style and I can see being a real day-to-day bag in a good colour (it's a subtle olive):
www.comptoirdescotonniers.co.uk/eboutique/accessory/bags-and-leather-goods/8510-shoulder-bag-leather-aude-battle-green.html?art_Id=33542

But in R and B the other day was distracted by this:
www.russellandbromley.co.uk/all-handbags/mini-chain/invt/713327

What do people think? Is the second one too blingy/ has too much going on/ not for every day?

All views welcome.

Sorry - ignore this one - accidentally posted twice.

I can't imagine the first one with my summer wardrobe, much more autumnal/wintery.

I quite like the second one and would be tempted, might be a bit small for me.

I'm not mad about the colour of the first one and it's a lot less feminine than the second. They are very different bags - both look very good but I way prefer the second