40+ moisturising cream

[blueberryupsidedown]

Ladies, I desperately need a new moisturiser. Can't splash out too much, crème de la mer is out of the question! What low to mid-budget creams, day and night, would you recommend/you like best. Or other products, have read lots of good things about oils. Thanks!!

I'm sure you know that the Olay 3 point cream is the best efficaciously.

I like the Decleor ones for nourishment but I only buy them when they're on qvc today's special value.

I also use an oil underneath, either decleor aromessence or liz earle super skin.