Meet the Other Phone. Protection built in.

Meet the Other Phone.
Protection built in.

Buy now

Please or to access all these features

Step-parenting

Connect with other Mumsnetters here for step-parenting advice and support.

How do you split finances?

79 replies

PuddleDuckGK · 07/02/2026 22:26

Me and my partner are currently considering moving in together. I own a house, he's renting so he'd give that up and move in with me initially, with a view to buying somewhere together further down the line if all goes well.

I have one child, he has three. We've started discussing how we'd split bills etc and I'm struggling to work out what I think is fair. Initially I thought everything should just be 50/50, but now I'm not so sure.

I have a mortgage, he's offered to pay towards that but does that give him any entitlement to the property, or would you just see it as 'rent'? And I'm not sure whether he should pay more because he has more children than I do?

Just as an extra point- we both have our children 50/50, so I don't ask my son's dad for any maintenance, but he does pay his ex wife £500 a month. I'm genuinely not sure if I'm reasonable saying this but his ex works part time, I assume part of the reason she can afford to do this is because of the maintenance she gets.

Me and my partner both work full time, so I can't help but feel I shouldn't be paying half of everything when there are four of them, I almost feel that by doing that I'm funding his ex wife?

Any options/experiences welcome, I honestly don't know the best approach.

OP posts:
redfishcat · 22/04/2026 17:44

There is a long thread at the moment where a woman with one child has just asked a man with three kids to move back out as it is not working, either as a blended family or financially.
She paid all the bills and did all the work and her child was bottom of the list of her priorities.

Dont do it, wait til your kids are all launched . Continue to date til then

TellHerToFuckOff · 22/04/2026 17:52

TheStepMom · 22/04/2026 17:37

to ease my partner’s financial pressure. It means me, him and SS can do more things together.
Also to help SS’s mum. She’s a single parent who works part time. It can’t be easy for her.

OH put me on the mortgage etc after living together for 6 months

I’m sure you’re a lovey woman… but you are completely and utterly bonkers! 😅 It’s one of the most insane family finance situations I’ve ever read on here. I hope it works out for you in the long term and that your totally mental contribution to their family is appreciated.

Eloueesy · 25/04/2026 06:46

TheStepMom · 22/04/2026 17:43

Not at all, I’m on the mortgage, the deeds and in the will. Why wouldn’t you help your partner? We have a nice life together me, him and SS. I’m not saying he doesn’t pay for things because he does clearly but if I’m bringing home twice as much as either of them, why wouldn’t I help out?!

Are you planning to have your own kids? Your mind will change pretty quickly if so

Eloueesy · 25/04/2026 06:48

TellHerToFuckOff · 22/04/2026 17:52

I’m sure you’re a lovey woman… but you are completely and utterly bonkers! 😅 It’s one of the most insane family finance situations I’ve ever read on here. I hope it works out for you in the long term and that your totally mental contribution to their family is appreciated.

It isn’t, the ex is sarcastic about it! PP is crazy

New posts on this thread. Refresh page
Swipe left for the next trending thread