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Step-parenting

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What to do when money is being spent on SCs?

102 replies

SpongebobNoPants · 05/10/2020 11:03

DP and I have serious concerns that the money we provide for my stepchildren isn’t being spent on them and their DM is using it to fund her social life.
Before anyone jumps down my throat I was a single parent for 10 years and I’m fully aware of the struggles this can bring financially however we seem to be giving more and more money to DP’s Ex and the SCs seem no better off for it which is causing concern. Whilst their DMs social life is flourishing.
Just to add when I say she is out a lot I mean every single weekend and she doesn’t work (through choice) so it’s becoming obvious she is funding her lifestyle through benefits (no judgement here as I’ve been there myself!) and it appears extras from DP which is where my grievance lies.

DP pays maintenance in accordance with the calculated CMS amount (£440 pcm), and on top of that we give money for any extras that may be needed.

We pay for their phone bills, bus passes for school, school dinners, all haircuts, pocket money, extra clothes they may need / want, glasses, give them lifts everywhere they need to go - just so you get the picture. The kids are not hard done by and we are very generous with his Ex and never quibble if extra is asked for.

However, recently it seems the extra money that is requested and subsequently paid to his ex is not being spent on what it was intended for.
In the last 2 months we’ve forked out £230 for bus passes and £250 for the youngest SC’s school uniform (starting secondary school).

But the bus passes haven’t been ordered which means the SCs aren’t now guaranteed a place on their school bus. Every morning they have to queue up at the stop and the kids with bus passes take priority meaning some days they’ve had to walk home, rouse their mum and then get her to take them to school which makes them late.

Also the youngest SD has no told us she has only 1 school jumper and 1 school skirt - both non-brand, non-logo items which can easily be picked up from a supermarket or online shop. Mum has bought the cheapest shoes and bag for school from primark also. Blazer was £26, pe kit was a bundle deal for £22 also.
Eldest SD only needed new school shirts (3 pack for £12) and has some shoes from new look which were £20.
So we’re left wondering where the rest of the money has gone? It certainly hasn’t been spent on the kids uniforms?

Also the youngest’s phone broke so DP was asked to pay half towards a replacement, around £100 which he happily did. Then his DD let slip that it actually only cost £80 so her DM paid nothing towards it and pocketed the extra herself.

So in total in the last 8 weeks DP’s Ex has had in cash more than £680 for things for the kids and only around £230 seems to be have been spent on them.

Eldest needed some new trainers for PE, DP handed over £60 last week and she’s still wearing the old ones.

DP’s Ex is now asking for more money towards the eldest’s school coat.

Their DM doesn’t seem to be struggling for money either. They live in a nice home and she has a good social life - she’s always out for dinner and in bars with her friends.

How does DP broach this with her? I think the best way forward would to only give his ex the CMS amount each month but then he personally sorts out or buys whatever they need himself because it doesn’t seem to be materialising from their DM.

This will no doubt cause a massive shit storm but I think it’s probably the only way forward.

OP posts:
excelledyourself · 05/10/2020 15:40

I didn't mean to imply you are running the show, apologies. I think what you suggested is the obvious solution and he could have come up with that himself. Is he disputing that in any way?

I just personally wouldn't be doing things the way you are at this stage.

StrawberryWhatsUp · 05/10/2020 15:44

Buy anything they need yourself.

'the kids need new shoes'

'okay, I'll take them to get some next time they are with us'.

End of discussion.

YANBU.

2bazookas · 05/10/2020 15:54

DP could either buy the kids stuff himself. Or, he could tell his ex that she needs to provide dated receipts then he will repay what she spent.

StrawberryWhatsUp · 05/10/2020 15:55

@2bazookas

DP could either buy the kids stuff himself. Or, he could tell his ex that she needs to provide dated receipts then he will repay what she spent.
This tends to be what happens with us tbh. Not because DH has ever asked and he does trust his ex when she needs extra but she has always just sent us pictures of the receipts and he pays half of whatever it is she paid.
SpongebobNoPants · 05/10/2020 16:02

DP could either buy the kids stuff himself. Or, he could tell his ex that she needs to provide dated receipts then he will repay what she spent
That’s a really good idea. Although I wouldn’t put it past her to purchase stuff then take it back

OP posts:
Missandra · 05/10/2020 16:09

How are you paying for school dinners when they will get free ones??

SpongebobNoPants · 05/10/2020 16:12

I just personally wouldn't be doing things the way you are at this stage
We are get married in 4 months, I just want then to be a bit of peace and know we’re funding what they need.
The problem with saying well buy it when we next see them is that when we see them in the week it’s quite late to be going to shops so it may mean they have to wait until our next weekend if it’s items that need trying on which could leave them without for nearly 2 weeks.
I think in that situation we’d be best of saying she can buy it, send us the receipt and we’ll transfer half or all of the money

OP posts:
SpongebobNoPants · 05/10/2020 16:14

@Missandra because their mum refuses to claim them via Pupil Premium. They could have also had some free uniform items, discount bus passes etc but she said and I quote “It’s just embarrassing to claim that, the kids aren’t tramps”.
Instead she just expects DP to foot the bill. But I think he’s growing tired of it and it starting to wise up

OP posts:
Magda72 · 05/10/2020 16:55

@SpongebobNoPants - I don't have time to read through full thread but exdp was in exactly the same position. His solicitor told him to stop paying anything other than the court appointed maintenance; to purchase the extras himself & to actually dock half the extras from the maintenance as his maintenance payments were so high to begin with.
A shit storm ensued & ex threatened legal action which never materialised as I would say her solicitor told her she didn't have a leg to stand on.
Give her nothing extra imo & pay for all extras yourselves.

Elizadoeslittle19 · 05/10/2020 20:06

I think its unanimous that your DP pays the CMS requirement to his ex and he buys any extras himself. Just out of interest is he happy to and can he afford to pay the total cost of extras? Does he expect his ex to pay anything towards clothes / uniforms?
A PP mentioned about not raising the issue of socialising with your SC mum. I'm not sure in what context they meant that, but I do agree with that. It is most likely where the extra money is being spent... but your DP shouldn't state that as the reason for stopping handing over the extra cash. She is entitled to go out, for meals, drinks, cinema etc even if she claims benefits. He merely needs to explain that he believes the children aren't getting the items he's given money for and use the bus passes as one example. It does sound as though there would be more.

SpongebobNoPants · 05/10/2020 20:15

@Magda72 she would hit the roof if we did that... and I’m pretty sure unless there’s a traceable way of showing we’re paying the required maintenance to DP’s Ex then DP could end up in trouble if she puts a claim in with the CMS as it could look like he’s been underpaying here

OP posts:
RedMarauder · 05/10/2020 23:12

OP all your DP needs to do is pay his ex by bank transfer every single month with the description "child maintenance" on it. Then it should appear on his bank statements. If she then drags him to the CMS he has evidence from his bank statements he has been paying the maintenance.

He will need to keep his bank statements with the relevant monthly payment until the youngest is 19 and not in full-time education though as the CSA was known to be shit with both parents and the CMS is also shit.

Also the CMS don't back date claims. So if she hasn't put a claim in then he's fine. There is also nothing stopping him opening up his own case with the CMS as she is a trouble maker then paying her by monthly bank transfer.

The advantage of that is when he decides to refuse to pay the extras it makes it more difficult for her to kick off as she can't threaten him with the CMS as he's already paying it. It will mean he has to be scrupulous with ensuring the payment goes through every month and he updates them when necessary.

Magda72 · 06/10/2020 00:30

@SpongebobNoPants - I'm in Ireland where maintenance is very clear cut & always court advised to be paid by labelled standing order so it's traceable. Most nrps (my ex included) are told under no circumstances to pay maintenance or extras in cash even when divorces/separations are amicable.
As the pp said if your oh pays by labelled direct debit or standing order the ex cannot state it hasn't been paid.
In my exdp's case his maintenance was very high and was to include extras which is why he was told to deduct half of extras from the maintenance as he shouldn't have had to pay them at all.
He was also advised to hire a forensic accountant to try to find where all the money was going but this he didn't do as he thought it would cause his kids too much grief.

SpongebobNoPants · 06/10/2020 06:40

@RedMarauder @Magda72 you’ve misunderstood. We do pay maintenance by standing order so it’s traceable. My comment was in reference to Magda saying to buy the items then deduct them from the maintenance, we couldn’t because then the standing order would be less than what the maintenance should be and therefore look like we aren’t paying enough.
So we pay her £440 a month... say SD needs a new coat which is £40 and other SD needs £30 shoes... if we deduct it from the maintenance then DP’s Ex will only receive £370 in the bank transfer then it will look like we’ve underpaid her.

I think next time DM kicks off about money we’ll tell her to go to CMS then because she’d be awarded the same as what we’re paying now but actually receive less because they deduct fees for the arrangement.

Just out of interest is he happy to and can he afford to pay the total cost of extras? Does he expect his ex to pay anything towards clothes / uniforms?
He’s happy to contribute obviously but he feels that extras should be split 50/50, she’s their parent as well and should cover half of these costs. The issue is currently she isn’t.., she expects DP to cover them all because she’s chosen not to work for the last 2.5 years. The kids are both in secondary school so they’re getting more expensive and she chooses not to contribute towards any of their expenses. Not only that but she has lied about the cost of things to get DP to pay fully for items she should be paying half of the cost towards. And has even pocketed extra cash DP has given to the l kids.

OP posts:
HeronLanyon · 06/10/2020 06:53

Lots of good advice above op.
I’d just add keep the focus on making sure your sc actually get what they need. Try to keep all thoughts of her socialising out of it and certainly don’t mention this when new better arrangement kicks in. Understandable this may be or even is what she has spent some of the money on. That’s now going to be in the past as much as humanly possible.
If it enters into the discourse it will only ratchet up the drama and may derail your new more fair more transparent arrangements.

doctorhamster · 06/10/2020 07:05

Can they have an arrangement where they take it in turns to buy stuff rather than splitting the cost of everything in half? "I bought dds last lot of uniform/shoes/whatever so it's your turn"?

RedMarauder · 06/10/2020 07:08

OP your DP has been told by PPs to buy the extras when he sees them.

He should know as the kids are now in secondary school that they need new school shoes, a new coat and other uniform bits every September so the fact that he only sees them eow shouldn't come into it. He needs to plan to buy these things for them in summer, mark them so they can't be returned and ignore his ex requests for other things having brought some of their uniform. If he needs to pay for bus passes then he needs to buy them directly not leave it to his ex and he should refuse to pay their dinner money as they can take packed lunch.

PPs in other threads complain about men not doing the mental load and the fact your DP has yet not worked out his kids need new items every new school year shows he falls into this camp.

Btw my DP does this for his child as he doesn't speak with his ex due to her nasty behaviour. I never told him to do this he just realised because he went to school to do so.

whirlwindwallaby · 06/10/2020 07:14

I don't think it's fair for their father to leave all the work such as shopping up to the mother just because he is paying extra money. It's about finding the time to buy a new pair of shoes, not just the expense. Why doesn't he buy the children what they need?

dalrympy · 06/10/2020 07:24

@whirlwindwallaby she doesn't work. OP and her DP do.

WallowMallow · 06/10/2020 07:25

@whirlwindwallaby

I don't think it's fair for their father to leave all the work such as shopping up to the mother just because he is paying extra money. It's about finding the time to buy a new pair of shoes, not just the expense. Why doesn't he buy the children what they need?
She doesn't have a job, she has more free time.
ChateauMargaux · 06/10/2020 07:32

Could they live with you?

Magda72 · 06/10/2020 08:44

@SpongebobNoPants sorry for the misunderstanding & also I should have clarified - exdp was advised to amend the standing order when necessary & to retain the receipts. So if he spent 100 on sports gear for school one week he deducted 50 from the maintenance the next. All above board so long as he kept his receipts.
I know maintenance is calculated differently in the UK (as opposed to Ireland) so I understand that method might not stand up in an UK court.

Elizadoeslittle19 · 06/10/2020 08:49

I don't think the OP needs berating because her DP doesn't physically go out and buy the extras. From one if her posts it sounds like the ex says DD needs a new coat tomorrow, i need X amount today and the OPs DP doesn't really have a chance. And the DSDs probably like to go shopping with mum as well. Yes quite often uniforms are a once a year thing so with a bit more planning he could buy them in advance.
@SpongebobNoPants your DP could perhaps respond with ok so DD needs new shoes, you should be able to get some for £30 (example) I'll transfer you half. Or perhaps as a PP has said buy the shoes, but next time she asks says I've bought the shoes, its your turn now.
I think He should state that he can't afford to keep paying for all the extras as well as all the things you mentioned in your OP... at £440 pm with EOW weekend contact I don't think your DP is earning a massive fortune (I may well be wrong) so I think it would be acceptable to say he can't afford £440 maintenance and £680 in extras over the last couple of months.

RainingBatsAndFrogs · 06/10/2020 08:51

A good level of Maintenance plus massive extras, plus her child benefit...

Buy the coat / bus passes / phones / uniform direct

Elizadoeslittle19 · 06/10/2020 08:53

And from what the OP has said asking for the cash is what his ex wants so she can decide how much to spend on the coat / shoes and keep the rest.

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