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Step-parenting

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Leaving my son out of his will...

100 replies

perikerfuffle · 17/02/2020 18:28

Hello there, I'm new here, but need some advice and couldn't think who else to ask?
I'm sure a question like this will have been asked before, but I could really use an opinion on whether I'm asking too much.

My partner and I have been together six years and we both have one child each. When we met I owned a house and sold it because it wasn't big enough to accommodate us all after we got together and then used the small sale income to fund a new rented house on the proviso that we would eventually get married and buy together. He had very little when we met, lived with his Mum, didn't own a stick of furniture and had only a tiny wage.

Since then I have made a life for us despite his mental health issues, encouraged him to pursue a different career pathway that is now going terribly well and have put up with all manner of issues that have badly damaged my self-esteem.

A year after we met he asked me to marry him and I said yes. He then stopped talking about it and eventually said we needed to be more settled house-wise before we married. Another year passed and then he asked again. Same scenario, then he silently backed out again shortly before having a complete nervous breakdown.

I stayed at his side and nursed him through his illness, covered all the bills when he wasn't getting paid and earn more than he does so pay more regardless. He got better and life seemed to be getting so much better too. Then out of the blue he told me that though he wants to be with me for the rest of his life, he no longer has any intention of marrying me as he has decided that despite me wanting it so much, it is not for him.

I was devastated. But assured by him, that this did not mean he didn't want our life together, pulled up my big girl pants and got on with it.

Until today when he mentioned a will he has written (though I knew nothing about it) - he has substantial pensions and will at some point inherit from his mother - apparently making no provision for my child at all in the event of his death and leaving the majority to his son with some provision for me .

I was a little gob-smacked. When I asked him why he hadn't included my son in his will he said it wasn't up to him. That he saw no reason why he should and that he doesn't understand why I would imagine that a more traditional set-up whereby any money came to the partner left after the others death, with a trust to ensure it would be divided between the two children in the event of both our deaths, should even be a consideration.

I feel terribly sad about all this. He will not let me see the will so I do not know whether he has actually made any provision for me at all, but in the end it isn't about the money (he is long off death, I hope!) but his refusal to recognise us as a family unit, and to treat both children equally - or at least to recognise my son to some degree as I plan to his.

I feel like I have given up my own security and been kind of bamboozled out of a secure future with him as he has taken marriage out of the equation and is very cagey about getting a mortgage now. But I just can't decide whether I am being unreasonable expecting him to include my child in what he says is his will and none of my business?

OP posts:
Magda72 · 17/02/2020 19:29

His will and your son are not the issue. The issue is this man is (whether is consciously or subconsciously) using the oldest trick in the book. He is using the victim card to keep you inside all the while treating you very badly.
I've been there.
He's gaslighting you which is abuse plain & simple. He may not be aware that's what he's doing but he is; he has you in a muddle & has you thinking you're crazy for wanting a normal secure relationship.
He took your money, your time & your kindness; reneged on marrying you; whinges on about HIS independence & cannot even be arsed to provide for you properly in his will!
That's not a relationship your in - it's servitude made look good by shared interests & a few laughs.

I bet he apologises regularly too & also says he's not worthy of you?
Leave - he won't change & your son & you deserve better.

perikerfuffle · 17/02/2020 19:32

@magda72

"I bet he apologises regularly too & also says he's not worthy of you?"

Yes. Sadly, yes. In a nutshell.

OP posts:
IceCreamAndCandyfloss · 17/02/2020 19:36

I would expect his pension and family inheritance to pass to his child given you aren’t married. Unless he has adopted him ur child, then most people leave to their own children only.

You don’t sound happy though and given you have no ties to him it would be easy enough to end it.

maryberryslayers · 17/02/2020 19:37

You're not a fool, we all make bad decisions, particularly when a partner is promising the world and sounds convincing.

The point is, he's shown you what his priorities are and it's definitely not you or your child.

Run for the hills. You said you earn good money, you'll be on your feet again in no time, especially without him leeching off you.

bluebluezoo · 17/02/2020 19:46

When we met I owned a house and sold it because it wasn't big enough to accommodate us all after we got together and then used the small sale income to fund a new rented house on the proviso that we would eventually get married and buy together

Daft idea. but too late now.

What does your will say? if you are the higher earner you must have pensions etc to leave to your son?

Where are the kids' other parents? Will they inherit from mum/dad, other grandparents?

How old are the kids?

I don't think it's as straightforward as you put it. I haven't left anything to DH's kids. But they are adults, and have a mum and grandparents that side, wheres my parents are dead so they will only inherit what I leave them, and they will need money to provide for them until they are adults.

I agree with him tbh. He's provided for you as his partner, but your child is yours and his dad's responsibility to provide for. You do the same with your will.

And if you do buy a house again with your money, don't put him on the deeds and don't get married- he will be entitled to a share of the house.

Socalm · 17/02/2020 19:49

OP, I don't think you were a fool. We all take leaps of faith at the start of relationships. You just have to trust the other person to step up too. It sounds like your guy didn't, but there's no way you could have known that.

NorthernSpirit · 17/02/2020 19:56

You’ve been together (dated) for 6 years and aren’t married. He hasn’t provided for your son in his will and with all respect why should he? Will you provision for his son in yours?

perikerfuffle · 17/02/2020 20:06

@bluebluezoo Hi.. thank you for your input. Our kids are 13 and 16. I don't have pensions but do have something that will mean I will always have reasonable royalties.

My sons father has a good job and hie and his wife have a similar trust in place to what I have suggested with my partner so that their respective children receive an equal share.
I don't know what provision my partners child's mum has in place: she has never worked but has parents who will leave her reasonable sums and a husband who has parents with a lot of money, so who again will leave reasonable sums to their only child and his family.
My dad hasn't any money to leave.

But I think I need to reiterate that this isn't about money to me: I honestly didn't realise that people thought this way about what was being left to who and just assumed that people split what was left among all children as the will I have discussed with my solicitor was going to be changed to do.

Obviously I need to rethink everything and I will be doing that now. Thank you.x

OP posts:
partofthepeanutgallery · 17/02/2020 20:13

He's used you to get back on his feet and see him through mental breakdowns ... and now that he is well and financially well off, he couldn't give two hoots about your security if he gets hit by a bus. His pensions, inheritance, security ... all going to his child, after you've pooled everything together and supported him.

Think about that.

Then extricate yourself and your son.

FraglesRock · 17/02/2020 20:25

Does he pay his half of the rent and bills, please don't tell us you're dipping into your savings?

No please don't leave him or his child anything in your will. If he chooses to show you the will that states he's leaving you £x then maybe. But it sounds like you're supposed to leave him money.

Tbh if you look at the whole relationship does it look one sided? I know he loves your son but that's not enough

perikerfuffle · 17/02/2020 20:31

@fraglesrock Yes he does pay his share proportionate to what he earns. He hasn't got an issue with that either. He just seems to be an eternal teenager and cannot understand that we cannot live half a life and that he has to take some responsibility for securing the future he says he wants for us all.
Perhaps he's stringing me along or maybe he truly is incapable of behaving like an adult. If I'm honest, even after six years I haven't a clue.

OP posts:
DrinkFeckArseGirls · 17/02/2020 20:33

I don’t think he should be leaving anything to your son in his will but the situation highlighted that he’s happy yo take from you and not give. It was a blessing in disguise he won’t marry you - you had a lucky escape.

FraglesRock · 17/02/2020 20:34

I'd be grateful he hasn't married you, I think you'd be loosing a lot monetarily

madcatladyforever · 17/02/2020 20:37

He has taken you for a complete mug. What is worse is that you have swapped your son's security for this idiot.
For gods sake leave. If you can buy another house for your son's sake and get some self respect.
Better no man than this one.

SunshineCake · 17/02/2020 20:41

I'm surprised he hasn't married you tbh to make sure he gets his hands on your assets.

Definitely time to be living with just your son.

perikerfuffle · 17/02/2020 20:43

@socalm Thank you... this helps.x

OP posts:
DrinkFeckArseGirls · 17/02/2020 20:44

I can’t believe you sold your house to rent with him.

Chewbecca · 17/02/2020 20:48

Ignoring the other issues and dealing with the will question alone, I think it is quite acceptable that his wealth goes to his child and yours goes to your own child.

I know my parents would expect/hope that any property they left me would be passed onto their GC, not step GC.

BobbyBlueCat · 17/02/2020 20:53

"When we met I owned a house and sold it because it wasn't big enough to accommodate us all after we got together and then used the small sale income to fund a new rented house on the proviso that we would eventually get married and buy together. He had very little when we met, lived with his Mum, didn't own a stick of furniture and had only a tiny wage."

I'm sorry, but to give up YOUR CHILD'S security of owning a home to then go and rent one with a mentally ill guy with no money, still lived with his mum and had a shit job is utterly ridiculous.

At best, you should have kept the home until the wedding was all arranged, he had a solid employment future, had saved some money himself to contribute (he lived at home for fucks sake, how could he have no savings. Even with a crap job you'd have hundreds spare a month!), sorted his mental health out and you had both actually found a new house to buy!

YOU have taken your child's inheritance from them, not your twat of a boyfriend.

You need to leave and show your son that this isn't how real men behave.

SW16 · 17/02/2020 20:57

I think perhaps the issue at the heart of this is not that I expect him to leave anything for my son, though I will be sharing whatever I have between the two children, but that his refusal to see us as a family unit in any meaningful way is distressing me

Yes, that is upsetting, and you are putting more into being a family unit than he is. You have adopted the ‘in sickness and in health’ values of marriage alongside ‘all of my worldly goods I thee endow aka all that I have I share with you’.

He has definitely not committed to the sharing bit.

So you have unequal commitment to the partnership.

That doesn’t mean that either of you are wrong, but it means you are not in an equal relationship.

Please please do not leave your assets to either him or his son.

He is getting an inheritance. Leave what you have direct to your son.

FinallyHere · 17/02/2020 21:47

I just can't decide whether I am being unreasonable expecting him to include my child in what he says is his will and none of my business?

Surely this is what changes when you get married. I'm very sorry but it is an almost inevitable consequence of not being married.

You have options. There are always options.

Dontdisturbmenow · 18/02/2020 06:59

It sounds like there are issues in your relationship and have been from the start, but when it comes to the will, I disagree with the majority of posters. A will is a very personal thing, and your last wish as to where your wealth goes and that's how it should be. Taking a position of leaving it to your children only is totally reasonable.

However much you are a family unit, your child is not his and his feelings for them is not those you have for your own children. Most SMs posting here will say that even when they care a lot for their SCs, it's not the love they feel for their own children. Add to that the fact a large chunk will come from his parents' wealth, who might feel even less loving towards your DC as they do their Grand children, it is totally reasonable that you should each leave what your individual wealth to your own child, regardless of who has paid what whilst together.

SnuggyBuggy · 18/02/2020 07:05

It sounds as if you see a family unit and he doesn't.

Magda72 · 18/02/2020 08:27

@Dontdisturbmenow I actually think most posters aren't of the opinion he should leave inheritance to OP's son - they're of the opinion that as op sold her house to fund their life together all the while believing they were to be married, and as op has covered their bills while helping him through MH issues that op should be properly provided for in his will; a will he won't even allow her see.
He has taken her money, reneged on marriage & shattered her belief that they were a family unit that would one day end up a legal family unit & he hasn't even the decency to offset all that in a will.

Wickedwitchofthewest789 · 18/02/2020 08:35

Take this from another perspective.

A step mother is upset that her husband is not leaving her child anything in his Will and leaving everything to his own child.

There would certainly be no calls of LTB then, but as this is written from the mother's perspective and he's the bastard step father, you're piling on him.

Double standards once again! Boils my blood.