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Step-parenting

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Leaving my son out of his will...

100 replies

perikerfuffle · 17/02/2020 18:28

Hello there, I'm new here, but need some advice and couldn't think who else to ask?
I'm sure a question like this will have been asked before, but I could really use an opinion on whether I'm asking too much.

My partner and I have been together six years and we both have one child each. When we met I owned a house and sold it because it wasn't big enough to accommodate us all after we got together and then used the small sale income to fund a new rented house on the proviso that we would eventually get married and buy together. He had very little when we met, lived with his Mum, didn't own a stick of furniture and had only a tiny wage.

Since then I have made a life for us despite his mental health issues, encouraged him to pursue a different career pathway that is now going terribly well and have put up with all manner of issues that have badly damaged my self-esteem.

A year after we met he asked me to marry him and I said yes. He then stopped talking about it and eventually said we needed to be more settled house-wise before we married. Another year passed and then he asked again. Same scenario, then he silently backed out again shortly before having a complete nervous breakdown.

I stayed at his side and nursed him through his illness, covered all the bills when he wasn't getting paid and earn more than he does so pay more regardless. He got better and life seemed to be getting so much better too. Then out of the blue he told me that though he wants to be with me for the rest of his life, he no longer has any intention of marrying me as he has decided that despite me wanting it so much, it is not for him.

I was devastated. But assured by him, that this did not mean he didn't want our life together, pulled up my big girl pants and got on with it.

Until today when he mentioned a will he has written (though I knew nothing about it) - he has substantial pensions and will at some point inherit from his mother - apparently making no provision for my child at all in the event of his death and leaving the majority to his son with some provision for me .

I was a little gob-smacked. When I asked him why he hadn't included my son in his will he said it wasn't up to him. That he saw no reason why he should and that he doesn't understand why I would imagine that a more traditional set-up whereby any money came to the partner left after the others death, with a trust to ensure it would be divided between the two children in the event of both our deaths, should even be a consideration.

I feel terribly sad about all this. He will not let me see the will so I do not know whether he has actually made any provision for me at all, but in the end it isn't about the money (he is long off death, I hope!) but his refusal to recognise us as a family unit, and to treat both children equally - or at least to recognise my son to some degree as I plan to his.

I feel like I have given up my own security and been kind of bamboozled out of a secure future with him as he has taken marriage out of the equation and is very cagey about getting a mortgage now. But I just can't decide whether I am being unreasonable expecting him to include my child in what he says is his will and none of my business?

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Drum2018 · 17/02/2020 18:57

I wouldn't expect he leave anything to your child. You will have to make provisions for your own child in your will and therefore you don't have to make provision for his child - that will be his and the child's mothers responsibility.

Aside from that I would seriously consider this relationship. Doesn't seem like he brings much to it at all.

Alsoco · 17/02/2020 18:58

You don’t sound grabby at all! It’s a lovely idea in theory but people are bitter and nasty about money. You don’t want a relative of his Mum trying to claim on the estate and disputing the will as it would be going to a “non-blood”’family member. People are low enough to do that 🙁

Do what’s best for you ☺️

Iloveacurry · 17/02/2020 18:58

I will be sharing whatever I have between the two children

Don’t do that if he’s not doing the same for your son.

titchy · 17/02/2020 18:58

'I love him' is fine if you're a single child-free person. Stupid. But at the end of the day you're the only person to suffer.

But you're a parent. You are fucking over your child's future because 'you love him'. You love this cock lodging bastard that brings nothing but emotional abuse and angst to your life MORE than you love your child.

Kirkman · 17/02/2020 18:59

Now you know he doesnt think the same.

He has a different view of how money is split.

Yet you are still planning on living like what you assume is normal, meaning your son loses out?

Kirkman · 17/02/2020 19:01

Op, you have posted about him before?

Why not pink the old threads so people can get the full picture?

Kirkman · 17/02/2020 19:01

Link not pink

crochetandshit · 17/02/2020 19:02

But he's telling you loud and clear what's going on.
He wants everything you have and everything he has.

Pumpkinpie1 · 17/02/2020 19:03

I think you know now you are low on his priorities with your son even lower.
Are you happy with this? It doesn’t sound as if you are.
You’ve invested a lot of time, and energy in a man who has shown He doesn’t really care and respect you.
I personally think you need to get legal advice and ensure your son is properly provided for, make a will ensure he alone benefits from your house sale.
I think you need to stop being so downtrodden , this man sounds like he’s taken away your confidence by his attitude. Get counselling and start building your confidence
You deserve better, you just need to start believing it yourself

Tulipan · 17/02/2020 19:04

Why aren't you prioritising your child???

This is quite a separate 'togetherness' you have with your partner, but now it is clear where you stand surely your priority is your and your child's financial future. What if your partner left you?

With wills, it's quite common to do what he has done I would say. I certainly would. It's fairer that way.

perikerfuffle · 17/02/2020 19:06

@kirkman I have a couple of years ago, and then closed the accounts I think? Probably when I felt guilty about sharing our life. The full picture is long and complex, and involves mental health issues and his ongoing trauma around his erectile dysfunction issues. It is also very wrapped in his childhood history and his desperate urge to prove he is a good father because his own wasn't. Which he is, to both kids, who adore him. As do all who know him but seem him as uniquely traumatised by his past.
Thank you for remembering.

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DreemOn · 17/02/2020 19:07

I wouldn’t expect him to leave your son any money TBH especially if he expects the bulk of it to be coming from his Mum.

You know the situation now and you can chose what to do. I think you were a bit optimistic to sell your house.

saraclara · 17/02/2020 19:08

Sorry, but no, I wouldn't expect to leave step children the same as my own children. Especially of the bulk of what I had came from an inheritance from my parent. And you shouldn't either.
Each bio parent leaves to their own child is the general rule (allowing for exceptions eg if a step parent took on a child from a baby and was drafting their will when all children were adults, and genuinely saw the sc as their own)

Avocadohips · 17/02/2020 19:11

I really do think you should reassess your relationship. It's very generous and kind to provide caring and support to a partner who gets ill or who earns less, but it sounds like overall the balance of generosity and kindness is incredibly skewed.

You

Financed the rented property with income from a house sale, running down your capital (is that still the case?). Presumably if it wasn't for him and his son living with you it would be invested in property again, and your mortgage would be less per month than your rent.

Financially supported him while he was ill

Pay more of the bills than him because you earn more than him, long term

Did carer duties for him

Are prepared to marry him and expect you, him and both sons to be seen as one family unit overall

Presumably made or would make provision for him and his son in your will

He

Didn't bring capital assets to the relationship

Benefitted from caring and 100% financial support while ill

Benefits from a proportionately lower % of bills in a household where he and his son incur 50% of them

Instigated marriage - twice - and changed his mind twice.

(Seems to have only let you know, once.)

Doesn't see you as one blended household (apart from when it benefits him)

Isn't prepared to leave to your son or much to you in his will

Won't even show you the darn will.

Sees nothing wrong with this.

Time for you to have a really good think about if this is what you want for yours and your son's future. Flowers

perikerfuffle · 17/02/2020 19:12

Just to reiterate... my son is well cared for and this is very definitely not about sacrificing him at the altar of a man. He has an excellent, deeply involved father who I get on with exceptionally well, and it honestly isn't about not putting him first.
I suppose in a thread like this it is terribly difficult to explain the complexities of a situation, and to properly explain why I feel the way I do about my partner, and though I do think I have been exceptionally naive in so much as I simply didn't understand that people can be so protective about money and bloodlines etc, I am more than capable of creating the life my son and I need in the future as the truth shows itself now that the crisis of PTSD has passed.

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Kirkman · 17/02/2020 19:13

Op, my dps mum walked out on him leaving him in a house for 3 days with his older sister. He was 1.

His dad dad brought them up hu5 was a womanising shitbag. Dps had a couple fo step mothers. All of whom, according to his sister and dp didnt give a shit about them. They we also abused by a relative.

He still works, still values me and treats like I deserve. He contributes to our life in lots of ways. He doesnt mess me around, use the damage to his mental health as an excuse to be a tit. Even though life is hard for him sometimes. You need to stop seeing him as a perpetual victim who needs you to save him.

5LeafClover · 17/02/2020 19:14

Once you see that level of selfish you can't unsee it.

He was happy enough to take from you but not enough to give you the protection of marriage. That's not a nice way to be.

Tulipan · 17/02/2020 19:15

Excellent. Is it time to put words into action with appropriate investments, a new will, and a 50:50 split of bills?

perikerfuffle · 17/02/2020 19:15

@Avocadohips Thank you so much for taking the time to make it all seem so black and white. I'm so grateful: its exceptionally hard to see through the fog when you are standing in the midst of it.x

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perikerfuffle · 17/02/2020 19:17

@kirkman Ouch... but I know you are right. Thank-you.x

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Polkadotshot · 17/02/2020 19:17

I don't think he should leave anything to your son, I also don't think that's the issue. It sounds like you have put so much into this and now hes doing well he doesn't need you so he's fine making his own plans for himself- what a nice position he's found himself in! I think the issue is you're all in and he's not. If you love him and are otherwise happy then you should just make things more equal, you look after your child he looks after his and if that means you starting to save at the expense of the family pot then so what he took from the pot for long enough it's your turn to invest in yourself and your son. Please make your child your priority like he is with his and change your will.

perikerfuffle · 17/02/2020 19:19

@Tulipan Yes, I really think it is. That or do as my dad says (who totally understand why I have not yet gone) and quietly bide my time, making plans for a future without him, without causing too much disruption to my son at an important point in his life.

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maryberryslayers · 17/02/2020 19:20

Did you use all of the money from your house sale on rent for both of you?

Ditch him and next time keep your security, only ever pay your fair share and don't accept vague promises of marriage.

You're responsible for your son, not him. You made bad decisions but now is your chance to get rid and build yourself back up financially.

perikerfuffle · 17/02/2020 19:21

@polkadotshot You are right... it isn't the issue. Money never has been to me, I suppose its to do with acknowledgement, commitment, and intimacy. Thank you.x

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perikerfuffle · 17/02/2020 19:23

@maryberryslayers Yes... most of it. The house we live in costs twice as much in rent as my previous mortgage and so it is going to be a matter of me simply starting again.
I was a fool, but there are good reasons why I didn't quite have my head straight when I sold the house, and I guess I simply have to take the lesson herewithin and build a future for my son and I.x

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