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Another will one

56 replies

Whatawill · 31/03/2019 11:50

DH and I need to sort out our wills but I've been avoiding it as I don't really know how we should go about dividing it up. DH has a DD from a previous relationship who is 12 and I have known her for 11 years and have a good relationship with her. We have her EOW generally. DH and I then have 2 DD's together. Between us we have 4 properties.
House A is our family home which we own jointly and I see as equally ours
House B is DH's and his former family home and is now rented
House C is a BTL that belongs to me and is rented
Flat D is a flat I owned when I met then DP and is now also rented.
When my DParents die I will inherit at a guess circa £200k, DH will have v little to inherit from his family and DSD is likely to inherit v little from her mum's side of the family. How would others in our circumstances split this up? DH thinks it should all be split equally between the 3 girls but I don't feel happy with that. I'm reluctant to tell DH this as he would think I was being mean towards DSD.

OP posts:
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IncrediblySadToo · 01/04/2019 21:51

sinkgirl. You’ve taken one small bit of my post & taken it out of context.

All 3 girls are HIS, but they have different mothers. Why should this mother ((the OP) give HER money to his ex wife’s daughter when his ex wife wouldn’t be giving any of hers to the OP’s daughters?

The girls ALL have a mother. Their FATHER should split his share equally between HIS daughters, but the two mums only need to think of their own daughters.

Whatawill · 01/04/2019 22:06

Thank you everyone for your comments. It's clear from the variety of responses that this is a difficult subject to navigate with no single 'right' answer. It has been really helpful to hear different people's views and there have been lots of comments that really resonate with me and help articulate what I have struggled to articulate for myself.

OP posts:
MachineBee · 01/04/2019 22:10

My ExH died and his Will was drawn up by a Will writer leaving all his assets to his new DW and his share of his holiday home in France to ‘his descendants’. No mention of his (my) DDs names. They were very hurt by that. His widow was supposed to ‘look after’ my DDs but she sold the joint properties (apart from the French one) and used it to buy houses for herself and her son.

My DH and I have set up our wills to ensure our DCs are mentioned by name. We have also kept our share of assets willed to our respective DCs, but each of us retains a right to remain in our joint property. We have also taken out separate life insurance for our DCs. This would pay out immediately after death and not be subject to probate.

Whilst your DH may want your wills to mirror each other, you don’t have to. You can write your Will however you wish. I would definitely recommend you do ensure your assets are left to your DCs rather than expecting your DH to ‘look after’ your DCs after your death.

MadeForThis · 01/04/2019 23:39

You need to consider what would happen if you died first. Would your share go immediately to your DD's? And would your DH have the right to remain in the home?

Would it all go to DH? What if he remarried then dies? Where does the money end up? With the second wife?

Teddybear45 · 01/04/2019 23:44

Honestly if it were me I would transfer ownership of my assets to my kids right now. That way if anything did happen to you they would be covered.

HeckyPeck · 02/04/2019 23:09

I would think your share of assets divide between both your children and your husband’s share divide between all of his children is the fairest way.

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