Freelance/Self-employed - can I cash a cheque written in my trading name?

[awesomeaircraft]

Hi,

Recently started up and received a cheque (unexpected refund from supplier, not from client) written in my trading name. Or do I need the cheque re-written?

So I am "Awesome Aircraft" and the cheque is written to "Awesome Aircraft Spaceship Design".

I am self employed (not a ltd company) and don't have a business account in the my trading name.

No you won't be able to and if your bank gets wind of you using a personal account for business purposes you could run the risk of having your account closed if business use is prohibited in your terms and conditions.

Thanks, I contacted my bank (firstdirect) and did not mention anything about this, but it was the live chat. I will check the terms and conditions. Thanks for the heads up.

Sorry, just reread myself and I sound unclear. The bank did not mention anything about not being able to use my account for business, but it was the live chat, so I will check my T&C.

No you won't be able to and if your bank gets wind of you using a personal account for business purposes you could run the risk of having your account closed if business use is prohibited in your terms and conditions.

My bank is totally OK with me using a personal account for business purposes. ( I am a sole trader)