Very account?

[reighn]

Hello everyone. Just really need some info!! I have gotten a very account recently. Haven't purchased off it yet! Before I do anything I review the company a million times before I do anything! There's a lot of mixed reviews but many of them are about buying appliances outright. Has anyone had any problems with the buy now pay later? I'm really scared they will rip me off and ruin my credit rating, I've seen a few reviews like that BUT I've had family members say they haven't had a problem. I just wanted a few Xmas presents off there? 🤔

If you pay it all off before the date it's fine. But their Apr is almost 50% so if you get into difficulties the charges mount up quickly.

I actually borrowed alot from a family member to pay mine off because the Apr was out of control.

But if you only use BNPL with 0% and are confident you can make full repayment before they hit you with 50% I would use them, albeit with caution

@RattyMamam hi! I only put £190 worth in my basket. That's all I'm looking to spend on there atm. I can pay that in 3 months. It's gave me 9 months to pay x

Seems very doable! Just don't t do what I did and keep sticking things on there with the hope to pay it off... then didn't 😂