I currently have a Vauxhall Astra 11 plate
This was my first car I got it on finance a year and a half ago on a high finance agreement
The cars worth less than I’m owe and I’m in the situation where I need a new car as 3 children’s car seats struggling to go in the back and it’s needing mechanical work done to it which I’d rather not pay as its not the car I want to keep.
I went to Arnold Clark and found a car but knowing I had bad credit I said I don’t think il get finance, they found me finance for a Nissan qashqai 13 plate and they are quoting me £256 because of high interest and negative equity on my own car
Is this worth it or am I getting ripped off ?