I've been offered £3,030 for a car accident, the solicitors want to take 25% which I understand is normal charge, but on top they want to take an insurance policy charge which apparently I took out at the beginning?? This charge is £254.24. Total charges £1011.74 leaving me with a final total of £2018.26. What on earth is this insurance policy I took out I have no idea. Can anyone advise? Thanks