We need a new car,we don't have any savings and will trade in our crappy 07 Zafira.
So facts...
We do less than 10000 miles a year.
I'm employed and also earn about £10k on top with freelance work,if we did a PCP or Lease could I claim some against my tax?
I haven't got a clue which finance plan would work best for us we have always bought cars outright (DP can't work anymore due to health reasons hence no savings).
If we go for a bank loan we'd probably buy a second hand car for about £10k.
Any advice or help welcome.