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Relationships

Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

Ma

103 replies

Kayke1 · 31/03/2026 19:10

Did anyone ever start a relationship with a younger man who is less financially successful?
I am a 41-year-old woman with three children — 18, 16, and 9. I am reasonably well-off. I have a well-paid job, one mortgaged apartment where we live, and another apartment that I rent out.
After my divorce, I’m not as financially free as I used to be, but overall I’ve done quite well for myself. I don’t live in luxury, and lately, with rising prices, I can’t afford much travel — but still, I think I’ve built a stable life.

A year ago, I met a man. I wasn’t planning to fall in love or start a relationship, but it happened.
He is 10 years younger. When we first met, he thought I was his age — he didn’t know I was older or that I had three children. I take care of myself and look younger than my age.
We started dating, and the relationship developed quite quickly. It wasn’t intense or overwhelming — not love bombing — but something calm and steady. The kind of connection where you feel peaceful in the presence of another person.

He comes from a very poor family and never had the opportunity to get an education beyond high school. When we met, he didn’t even have a driving license — he preferred riding a bike and never thought he would need one.
At that time, he was working offshore — three months away, one month back — and earning good money. He had only started this job about two years before we met.
We met, fell in love, and the relationship developed very quickly. He moved in naturally — not because he pushed for it, but because it simply felt right.
Then he went back offshore for three months, and it was incredibly difficult for both of us. During that time, he showed care in very thoughtful ways. For example, my dog’s leash was broken, and it was actually dangerous because the dog pulls a lot. I kept postponing replacing it, but he insisted on paying for a new one and sending it to me — which he did.
He is trustworthy, he never breaks his word, he is kind, gentle, doesn’t drink, and has high emotional intelligence.
When he came back, we decided that being apart like that wasn’t sustainable, so he chose to find a job locally. At first, he struggled, and I suggested a workplace where he eventually got a job. He has been working there for four months now.
Of course, he’s not fully satisfied — he wants more from life and wants to grow. We discussed many times whether he should go back offshore, but decided that kind of lifestyle is not what we want for our future.
He proposed, and I said yes. We are planning to get married.
He is also very good with my children — calm, gentle, never forcing anything. Even my daughter, who is usually very guarded and doesn’t easily warm up to people, gradually accepted him.
Financially, everything he earns, he brings into the family. From the very beginning, he suggested having a joint account and transferring his full salary there — which he does. I don’t do the same, and I still cover most of the major expenses. Right now, a large part of his income is going towards getting his driving license.
So he has ambition, he is trying, and I truly love him.
But I do have concerns about the financial gap between us.
So my question is — has anyone built a long-term relationship or marriage with a younger partner who was initially less financially established? How did it turn out?

OP posts:
Eufylove · 31/03/2026 19:35

This reply has been deleted

This has been deleted by MNHQ for breaking our Talk Guidelines.

BetsyRegards · 31/03/2026 19:36

Let me guess - you allowed the MN AI to construct a thread title for you?

I really hope your opening post is as artificial as the title - because I already see your children’s university maintenance, first cars, first homes, as well as their inheritance, racing, actually racing out of the door …

BengalBangle · 31/03/2026 19:48

😂😂😂

SilverPink · 31/03/2026 19:51

Thought this was going to be a thread about your mum or something

Onadark · 31/03/2026 19:52

BetsyRegards · 31/03/2026 19:36

Let me guess - you allowed the MN AI to construct a thread title for you?

I really hope your opening post is as artificial as the title - because I already see your children’s university maintenance, first cars, first homes, as well as their inheritance, racing, actually racing out of the door …

This.

You've been targeted.

truepenguin · 31/03/2026 19:54

BetsyRegards · 31/03/2026 19:59

I mean, seriously? Before he met you he was labouring 3 months in every four, in the depths of an Angolan mine, and earning enough for a push bike. Now he’s got a gentle job stacking shelves in the Tesco round the corner, but he can afford driving lessons because you’re paying all the bills?

😂😂😂

Was it fun to write, @Kayke1?

scoobysnaxx · 31/03/2026 19:59

BetsyRegards · 31/03/2026 19:36

Let me guess - you allowed the MN AI to construct a thread title for you?

I really hope your opening post is as artificial as the title - because I already see your children’s university maintenance, first cars, first homes, as well as their inheritance, racing, actually racing out of the door …

Why? Genuinely

Pollqueen · 31/03/2026 20:03

Lord there are some cynical people on here. OP you sound like a sensible woman so take steps to protect yourself financially and enjoy what sounds like a lovely relationship.

If I'm understanding correctly, your DP is only in his early 30's so has years to build himself up financially. Decent men don't grow on trees

outerspacepotato · 31/03/2026 21:48

Why would you not replace a broken leash for your dog? That's totally weird and not being a very good dog owner.

You do realize marrying him will give him some rights to your properties as marital assets. Your kids better get working themselves, your money will be going elsewhere.

You sound like you've got no sense so run this plan by a lawyer and a financial advisor.

Bananalanacake · 31/03/2026 21:52

Why can't you have a relationship without living together, that way you don't have to combine finances.

blacksax · 31/03/2026 22:07

Cocklodger alert.🐓

ArmchairSuccubus · 31/03/2026 22:17

The doglead thing is odd behaviour from you. If something is broken and subsequently 'actually dangerous' then not replacing it immediately is bizarre.

Moving him in is also 'actually dangerous' for your children. You knew him for for what, 6 months, before he moved in? A strange man - you know little of his history - now has access to your children.

cloudtreecarpet · 31/03/2026 22:19

Why would you get married again, having already been married & with three children?

Seems crazy to accept a proposal from a man you are so unsure of that you are asking strangers on the internet what they think!

Pursue the relationship if it makes you both happy and gently encourage him to reach his full potential by all means, but keep your finances more separate & ensure you make provision for your children rather than marrying this man.

FieryA · 31/03/2026 22:28

I am curious why you couldn't buy a new dog collar when you say you are well-off but your financially struggling boyfriend had to do so? Is there a rush to get married? If you both are enjoying the relationship, why not wait for things to settle a bit? He has just returned from a life of living offshore for months at a time- it's an adjustment. Let him find his feet- perhaps a better job or further study. In the meanwhile, be smart about your money. When he is financially stable, then consider marriage.

StationJack · 31/03/2026 22:57

Cocklodger.

DurinsBane · 31/03/2026 23:10

BetsyRegards · 31/03/2026 19:36

Let me guess - you allowed the MN AI to construct a thread title for you?

I really hope your opening post is as artificial as the title - because I already see your children’s university maintenance, first cars, first homes, as well as their inheritance, racing, actually racing out of the door …

Why? This guy is putting all his money into the family, a family which involves 3 kids that aren’t his. It doesn’t sound like he is a freeloader at all!

DurinsBane · 31/03/2026 23:11

blacksax · 31/03/2026 22:07

Cocklodger alert.🐓

He is working full time?

outerspacepotato · 31/03/2026 23:46

DurinsBane · 31/03/2026 23:11

He is working full time?

He asked for a joint account and his money goes there but most of it is going on the driving lessons. She's covering major expenses.

So yes, cocklodger. But he has bought her a dog leash so possibly more responsible with pets than OP.

Seeingadistance · 31/03/2026 23:50

He calls you "Ma"?

Kayke1 · 01/04/2026 06:21

So. First of all, a real situation. Not AI.

Second, since the leash is the most important 🤣 I have a leash, which is extendable and has a handle. So a part of the handle got damaged. I didn't think I need to replace it quite yet. As I have said, I am ok in assets, but this year cash flow has been tight. He saw, he offered to help. Which is one small thing among many small things.

He started driving lessons a month ago. Until then, ALL of his money went towards paying the bills and for a family. Not once he mentioned "that's your kids", quite the opposite, "I don't need anything, better get something for them". With HIS cash. So, no. He is not a freeloader.

But ALL a good point about assets. I have a will, which states that all goes to the children, but need to check if nothing changes with a marriage.

Still am interested, if anyone had an experience marrying a younger man, who was financially worse off, and how did it develop.

OP posts:
Kayke1 · 01/04/2026 06:23

DurinsBane · 31/03/2026 23:11

He is working full time?

Yes. If course he is.

OP posts:
PoppinjayPolly · 01/04/2026 06:27

What’s he working off shore as? Those I know working off shore are loaded!

Kayke1 · 01/04/2026 06:30

FieryA · 31/03/2026 22:28

I am curious why you couldn't buy a new dog collar when you say you are well-off but your financially struggling boyfriend had to do so? Is there a rush to get married? If you both are enjoying the relationship, why not wait for things to settle a bit? He has just returned from a life of living offshore for months at a time- it's an adjustment. Let him find his feet- perhaps a better job or further study. In the meanwhile, be smart about your money. When he is financially stable, then consider marriage.

I have assets, BUT cash flow wise this year has been tight. I did dome renovations on my apartment, which used up all my savings, rental at the time was not rented out yet, so I had double bills, and my salary still doesn't catch up with inflation.

He was working away at the time, saw that it could potentially hurt my hand, and insisted I get one, by sending money over. He is generally very caring and thoughtful. Also very generous.

Also, if we take into account our situation, me with three kids, and all what comes with raising them, and him, who had the ability to just enjoy life, I feel that I have done something right in this life to deserve him. He, obviously thinks the same. That I'm his God's given gift and he treats me as such.
Out of all my relationships, this is the most fulfilling, solid and mutually loving and respectful.

OP posts:
Kayke1 · 01/04/2026 06:34

Kayke1 · 01/04/2026 06:23

Yes. If course he is.

He started 2 years before we met, from nothing. Doing montage work. Paying around 4000 EUR a month net. But instead of saving, as he definitely was not planning a family anytime soon, he just spent it on travelling around.
Going back to that is still an option for him, but we decided that after he gets his driving licence, he tries his best here first. And if nothing works, then he goes back

OP posts: