Meet the Other Phone. A phone that grows with your child.

Meet the Other Phone.
A phone that grows with your child.

Buy now

Please or to access all these features

Relationships

Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

To not want to live together?

75 replies

Isitorisntitxoxo · 19/11/2023 09:40

I've been in a rather unsettled relationship for almost two years. Mostly because my partner's ex has been allowed to cause mayhem. We've just about come out the other side.

I recently got a promotion in work. This will give me an extra couple of thousand pounds pay rise a year. Personally, I'm a single mum of two, receive no maintenance and have worked hard for this. I'm really pleased and looking forward to the money going towards nice things, as opposed to bills bills bills!

My partner has three children, he is 8 years old than me, so he has two adult children and a younger one by a more recent ex. He pays a large sum of maintenance for the youngest one and often spends large sums of money on his two adult children. They're both in their early twenties and still like to stay with their dad.

Currently, my outgoing are higher than DP, due to being sole provider for two children, one is a teen and the other is nine. Also, my rent is higher. Partner is on nearly £40,000 a year, but is so poor with handling money that after a couple of weeks or so, he needs money for shopping or fuel. I have kept this to a minimum, 1. to avoid being a regular go to pocket for money (something I was burned with in the past), and 2. Because I simply can't afford to help a grown man earning more than I do.

Since I've had this promotion, (please note that it hasn't started yet), he has made several references to moving in together. He has discussed buying a bigger, newer family car, looking for a bigger house stating that the younger two can share but if we get a three bed, that can be a room for teenagers for when his adult kids want to sleep, meaning my eldest son won't really have a room himself. He wants to book a big family holiday for us and all kids. He's looking for meals out for Christmas dinner in fancy restaurants, that will literally cost us hundreds to pay for all seven of us.

His ex goes crazy if I spend any time with their LO, something he is always considerateoff to at my expense, meaning myself and my youngest son usually get knocked on the head if he's had a rough pick up with her, so I stated she'd go crazy if we lived together. His response was how she'd have to "suck it up", odd considering he's always SO overly protective of her feelings. Now he's very keen for us to take them to Disneyland etc together, something he said no to before as to not rock the boat.

For me, this is a massive red flag. I feel he is spending my money before it's even landed in the net. He's only mentioned living together once last Christmas, when we had a particularly tough time due to his ex, then it was never mentioned again, and dodged if I'm honest. Now, he wants me to start contacting landlords and seeing how much can be saved for a mortgage in the future.

All of this has come really out of the blue. He will still earn more than me, even with the promotion. The cars and things he wants me to go shares on will take up so much of my promotion money, that things I wanted to do for my children will probably not happen. I already feel pressured into providing a lifestyle he wants however, I'm quite happy with the life myself and my boys have, but with some added savings and nice things for them. With all the things he wants from it, all we'd really have is higher bills to pay and bigger everything.

I was really looking forward to giving my children extra days out, not stressing about bills, having some odd little treats for myself. I often pay when me and DP go out, so he doesn't go without from me, and he never pays if he comes out with myself and my children, I always foot the bill. I always buy drinks etc when I go out with his children too, his children are quite comfortable with me paying for drinks for them, or the odd meal, activity etc, so feel I already contribute in some way with his family.

Am I wrong for really not wanting to move in together, and be told what my money is to be spent on?

OP posts:
howshouldibehave · 19/11/2023 09:47

He sounds like a total freeloader. Presumably you’re comfortable enough to have sex with this man, so you should be comfortable enough to start telling him how you feel!

An extra couple of thousand pay rise is realistically only going to give you about £100 extra each month so he’s not going to get a new house and car out of that. Tell him you’ve already decided, you’ll be spending it on treats for your kids.

Stop paying for days out and drinks for his adult kids as well!

Piggypiggyoinkoink · 19/11/2023 09:48

You are not wrong.

What does he bring to the table currently because on what you’ve said he’s already treating you as an afterthought / wallet?

Piggypiggyoinkoink · 19/11/2023 09:50

Also, congratulations on the promotion!

ACynicalDad · 19/11/2023 09:50

No chance you should merge lives and finances and if question if you really want to build a future with him.

Isitorisntitxoxo · 19/11/2023 09:52

@howshouldibehave yes obviously I am however, this forum is for seeking advice from others, as per the other thousands of threads.

The pay rise is over £300 per month

@Piggypiggyoinkoink As a person, he is actually lovely and is very good with my children. However, I do dread the financial impact of living with him. I was single for five years previously, so in the back of my mind I feared that maybe I was worried about the thought of living with someone again. Obviously it's been a long time since I've lived with a man.

OP posts:
pinkyredrose · 19/11/2023 09:53

I'd get rid. How is this relationship enhancing your life? I can't believe he comes to you with his hand out when he's run out of money, that's just embarrassing. More fool you if you give it to him.

He obviously sees you as a meal ticket.

Isitorisntitxoxo · 19/11/2023 09:54

@Piggypiggyoinkoink thank you 🙏

@ACynicalDad I have been burned financially in the past, so was worried I was reading too much into things due to past experiences. Thank you.

OP posts:
determinedtomakethiswork · 19/11/2023 09:54

It's not just the financial impact if you move in together, he's already having a huge financial impact on you. Why are you buying his children drinks and food? Why are you paying for him when you go out? He earns more than you!

Honestly, this man is a leech. I would get rid of him and all his bright ideas. Enjoy your extra money with your own children. Once you get rid of him you'll find you have a hell of a lot more money anyway.

MichelleScarn · 19/11/2023 09:55

Well done on promotion @Isitorisntitxoxo there's a rather good song that I feel offers good advice.
"Run for the hills.... Run for your financial life"!!

Isitorisntitxoxo · 19/11/2023 09:58

This is why I've been happy to live separately. Personally, I'd happily never live with a man again. I don't believe you have to live with someone, if in a long term relationship with them. I see him four times a week, sometimes more. This has served us quite happily. I did question whether or not I was being a bit selfish, but my children so deserve more. As do I actually, and it feels so good to finally be able to give ourselves that little bit extra, without someone else helping themselves to it.

OP posts:
BrimfulOfMash · 19/11/2023 10:05

For me, this is a massive red flag.

One of many.

OP: the real quality of your kids’ lives would be severely affected. Going to shared rooms (just as your teen is needing to study for serious exams), all so that your boyfriend can take advantage of your money.

You would lose your single Council Tax discount.

How dare he ask you to sub his petrol and food?

And as for his plans to spend YOUR money on HIS kids… jog on mate! Let him get his own promotion.

Congratulations on your promotion OP - don’t give it away to this selfish disorganised exploitative man.

(also, check how much will disappear in tax and NI)

Isitorisntitxoxo · 19/11/2023 10:08

@BrimfulOfMash I've done that already, thank you.

Thank you for your comment.

OP posts:
WakingCliche · 19/11/2023 10:11

He sounds terrible as a financial risk. If he was not a financially incompetent freeloader in theory sharing the costs of everything should improve your life but this one is an obvious no go.

Bosca · 19/11/2023 10:15

You would be completely mad to even contemplate this. The fact that you’re even in a relationship with someone who is poor with money and already leeching off you, as well as making expensive plans for what he’s going to do for his and his children’s benefit with your extra earnings suggests you should end this immediately and take a break from dating.

Malarandras · 19/11/2023 10:19

Well done on your promotion. You are not unreasonable to want this for yourself and your children. You’ve earned it for your family. I’d tell him that and if he doesn’t like, well I guess you’ll know.

TheAbsurd · 19/11/2023 10:20

With the way he wants to live £300pm is not going to go very far. He’s definitely got his eye on it.

Watchkeys · 19/11/2023 10:22

For me, this is a massive red flag. I feel he is spending my money before it's even landed in the net

and

I already feel pressured into providing a lifestyle he wants

You don't trust him, do you? To do things with your money in accordance with what you want?

Watchkeys · 19/11/2023 10:22

What do you think 'red flag' means?

romdowa · 19/11/2023 10:27

This guy has more red flags that the communist party. He's a leech , your children and you would have more money without the promotion if you weren't subbing this guy on days out. Knock that on the head , tell him moving in together is out of the question and I'd wager that he won't hang around for very long more.

Cloverforever · 19/11/2023 10:27

Why do you think his wishes are more important than yours? You've said you'd be happy to live separately, so why are you even considering this?

He earns more than you do. He''s a liability, don't forget that.

TeapotCollection · 19/11/2023 10:31

YOU have nothing to gain from moving in together. HE, however, would gain a lot. Don’t do it!

howshouldibehave · 19/11/2023 10:32

The pay rise is over £300 per month

Take home after tax? That’s surely more than a couple of thousand pay rise!

I wouldn’t be continuing with this relationship-he is literally costing you money.

Aprilx · 19/11/2023 10:37

I will go against the grain here as I think you are reading too much into you getting a few grand a year pay rise. It is only going to be an extra couple of hundred pounds a week, if he was thinking of gold digging, I am sure there would be better targets out there.

I don’t understand why you are calling him a partner when you are not partners in any way and by the sound of it, you don’t want to be either. As I say, I think you are being a bit ridiculous to equate his recent actions with a fairly modest payrise, but it also just doesn’t sound like a good relationship and I honestly don’t know why you are bothering with him at all.

Rainbow1901 · 19/11/2023 10:41

Just let things ride - don't follow up any suggestions that he has made about the future. If he wants the better car or whatever - then he finances his own - with his own money.
If he's so rubbish with money then maybe suggests he gives you a couple of hundred immediately after payday - then you can drip feed it back to him when he's running low - at least then he is using his money and not yours.
Make it clear that your money is off limits while you sort out your own needs and wants for your family and that you are not subsidising his lifestyle and expenses.
Has he paid back any money that you have helped him with? If not tally it up and then next time he asks for a loan say he still owes you £xyz. When he repays it then you might be able to help him and maybe teach him to learn how to budget his money.
You obviously budget your money well and will be looking forward to the extra freedom that a pay increase will give you and your family - that is your reward for the past few years and is well deserved - so enjoy it!!

redastherose · 19/11/2023 10:44

You don't have to live together to continue in a relationship, it has to be something you both want and since you don't want it I think you should just tell him that moving in together isn't what you want and that you are happy to remain a couple with separate homes and you wouldn't ever move in with him if it meant your children wouldn't have their own rooms. If he kicks off then you know he's more interested in your money than anything else and you can decide on whether the relationship is worth continuing. But as pp's say don't lend him money again if he's spent up especially if he's earning more than you, don't pay for his kids if he doesn't reciprocate with yours. Remember every time you help him out or pay for him that it's money taken away from your family for the benefit of his. If it's give and take then it would be fair enough but it doesn't sound like it is. Good luck and we'll done on the promotion.