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Relationships

Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

Arguments over Money

57 replies

Avenueofcherryblossom · 30/07/2023 20:40

I’m going to start by saying although I know there will be lots of LTB comments and I have looked into it, but it’s just not a practical option for me right now.

I really need to vent here because I don’t want to drag real life people into things.

There is me, my husband and a daughter, 12.

Back story: My husband hasn’t worked in five years because he stopped work in his mid fifties and has been drawing on his pension ever since. When he stopped work he announced that he was never working again. I am twelve years younger than my husband and I work full time. I earn several hundred pounds a more each month than he gets in pension so he considers me to be rich. However, he does just about manage to still engage in an expensive hobby and has various loans and credit cards that he is paying off.

Last year I ended up paying for our summer holiday in full because, although he agreed to pay half when it was booked, when the time to pay the balance came he said he had no money. I had no choice but to pay, but said that he should provide all the spending money to make up some of the difference. On the holiday he complained loudly every time he was asked to buy just a drink and some evenings he refused to buy a single drink. After the holiday he did not stop going on about how much he had spent and how it wasn’t fair that he had to spend so much. He only spent 10% to 20% of what I paid for the holiday.

So, this year I said that I wasn’t prepared to pay for him to go on holiday. I suggested that just DD and I went away but she felt funny about it. I wrangled with my husband and said that he just had to pay for himself, I would pay for me and DD. He promised and promised me that he would pay up. I paid for extras like better flight times and the airport lounge without asking for him to share the cost. I told him that he needed to contribute half the spending money.

I’m offering no prizes for guessing what happened. At balance time he gave me half the cost of his own ticket and on the holiday begrudgingly paid for a few coffees. So I paid for me, DD, half of his ticket, activities, evening drinks etc.

I am seething.

But what has capped it off today is we had to buy a particular outfit for DD because she is taking part in his brother’s wedding next week. We had lunch while we were out, I said I couldn’t afford much as I’m living on fresh air for the rest of the month following the holiday costs. He dismissed this, took us to Wagamama and was annoyed when I wouldn’t pay. He also wanted me to pay for the outfit but as it’s his brother’s wedding I don’t see that it is my cost to bear. This evening he is complaining that I am less than generous!

And he told me this evening that keeping the house clean and tidy isn’t a man’s job! So apparently I should work full time, pay for everything and do all the housework.

He tells me I am always angry - I wonder why that would be!

OP posts:
Bewildbefree · 30/07/2023 20:44

Tell him get tae fuck!
I know you said it’s not practical right now.
but that is your only option unless you want to put up with this much longer!

rubyslippers · 30/07/2023 20:48

He couldn’t afford to give up work!!
id be raging
never mind the shitty comments re housework
I’d be leaving as soon as you can
you’re in an ok financial position and working
what isn’t practical about leaving? He sounds dreadful and 100000% won’t change
you’ve been subsiding him for years whilst keeping house and doing his expos move hobby
enough

Specso · 30/07/2023 20:50

If you can’t leave right now then make a solid plan to leave asap.

This won’t change. People this tight with money never do, they just get more tight and moody (and way more annoying) as they get older.

It will drag you and your daughter down until you’re utterly miserable. You only get one life.

Hoppinggreen · 30/07/2023 20:51

He’s tight and lazy.
Unlikely to change at his age though
A friend of mine had a similar age gap and it was fine until her H retired and became very tight and boring so she left him

G5000 · 30/07/2023 20:52

And he told me this evening that keeping the house clean and tidy isn’t a man’s job!

So what is his job? He's not doing much of providing, is he?

Mum2jenny · 30/07/2023 20:53

Get tae fuck is a very appropriate response to the twat

Epidote · 30/07/2023 20:59

He doesn't bring anything to your life other than complaints.
What do you expect us to say to you other than you need to leave him to have a better life?
If you can't now, start to make your moves to do it sooner than later.

Your daughter is old enough to understand why you are leaving a grumpy old man that is not caring.

Blanca87 · 30/07/2023 21:07

Just leave him.

sparklelikeadiamond · 30/07/2023 21:15

Honestly? Leave him.

AttilaTheMeerkat · 30/07/2023 21:16

"it’s just not a practical option for me right now"

When exactly will it be a practical option then?. What is preventing you from leaving this man exactly?. Is it because of your DD or a lifestyle you want to maintain?. Stop kicking the can down the road.

Staying for the supposed sake of the child never works out at all well for anyone concerned. Whatever your reasons now, it is its not a good enough reason to stay with such a grumpy and otherwise bad tempered individual. Would you want your DD to be with someone like this as an adult, no you would not. You would want better for her. However, currently at least you are showing her that this treatment of you is still acceptable to you on some level and its not legacy to leave her. She is seeing an angry mother and a lazy ass father currently as her role models and its not good enough from either of you.

mrsm43s · 30/07/2023 21:17

Surely all money should be family money?

So it all goes in the pot, all essential expenditure is paid for, agreed joint discretionary expenditure is paid for (holidays/house repairs/savings etc) and anything left over is split 50:50 for personal spends?

He should absolutely be doing his half of the housework/childcare though.

Livinghappy · 30/07/2023 22:15

How do you manage finances? Do you have budgets for costs such as holidays?

I think you need to work out a monthly budget and have accounts for spending. Does he do childcare if he isn't working?

jimmyjammy001 · 30/07/2023 22:25

As everyone else had said he needs to go back to work because he can't afford to retire, if he expects you to subsidize him financially by not going back to work I would leave asap

Scottishskifun · 30/07/2023 22:30

He needs a reality check if he's not working then he contributes to the house. If he is unprepared to do this then he knows where the door is!

Why should you be busting a gut because he wanted to retire early???

Avenueofcherryblossom · 31/07/2023 07:09

“Surely all money should be family money?”

We have never combined our money because he was always a spender and he would have just run through all of it. We do have a joint account to pay bills but that’s it. Originally it was to prevent arguments about money, he only had access to his own and it was up to him how to manage it. I knew from early on that if he got anywhere near my money he’d spend that too. It was fine when we were young and child free and both working, although he did accrue debt.

Even now when I say that I don’t have much money left for the month he accuses me of saving too much. He doesn’t know how much I save, it’s not a huge amount, but he is desperate to know.

OP posts:
sandgrown · 31/07/2023 07:20

When my ex was sacked I picked up all the bills , paid childcare as I didn’t want to lose the nursery place , and paid for our social activities. Our house needed lots of jobs doing but he just sat around watching TV . It took him nearly a year to find any sort of work as he basically didn’t want to . Initially he was low paid but when he got a better job he was very tight and still expected me to pay for everything . He was comfortable and I was struggling . I eventually split with him and though it’s a struggle sometimes I am not keeping someone else.

isthewashingdryyet · 31/07/2023 07:32

I think , given his history, you need to consider the possible implications of him running up massive debts and you being liable as you are married.
Divorce, to separate your finances.
don’t lose your home

isthesolution · 31/07/2023 07:58

IF you want to stay with him (cos I doubt I would!). I'd explain you are hurt by his comments and want to find a solution.

Then I'd work out a budget including everything joint and for your daughter and say 'these are the household costs - let's both pay half of them into a joint account. Then we can each have our own money for our own things. We can share the cleaning 50/50 although I may get a cleaner in to do my 3 hours a week as I'll be at work'

Livinghappy · 31/07/2023 08:10

He is unlikely to go back to work now he is over 60 so not sure what will change, other than he might get his state pension in a few years.

Do you know how much his pension is? Can't imagine it's a fortune unless he was in a salary related scheme and did over 30 years.

Otherwise he may struggle, admittedly due to his hobby and debts but he may have less than you each month.

Had this been different genders would we expect a 60 year old woman married to a 48 year to get a job? She would however be doing the housework & childcare.

What do you want him to do? Be realistic as he is unlikely to change now he is 60.

Jifmicroliquid · 31/07/2023 08:14

He clearly couldn’t afford to stop working.
Theres nothing more unattractive than a man who can’t pay his own way. I’m afraid I wouldn’t be able to continue with this relationship.

Fishpieandchips · 31/07/2023 08:34

He clearly needs to get a job.
I certainly wouldn't be booking anymore holidays and just keep repeating you can't afford it now.
His life is one holiday it seems.

Xrays · 31/07/2023 08:53

Fishpieandchips · 31/07/2023 08:34

He clearly needs to get a job.
I certainly wouldn't be booking anymore holidays and just keep repeating you can't afford it now.
His life is one holiday it seems.

This.

Naunet · 31/07/2023 09:35

And he told me this evening that keeping the house clean and tidy isn’t a man’s job!

Then tell the stupid misogynist that it’s not a woman’s job to provide, so you’ll expect him to do all of that going forward if he expects you to do all of the housework.

Hes a tight, lazy, entitled cocklodger. What’s stopping you from leaving? Is it practicalities or something else?

2catsandhappy · 31/07/2023 09:56

@Naunet has hit the nail on the head.
I had an exh who wanted me to be the cook, cleaner, housekeeper and full time child carer. Also I was to bring in half the money.
When I left my exh I was amazed that I had money left over, free time and I was happier.

Avenueofcherryblossom · 31/07/2023 09:58

I’m going to try to work my way through your replies. Thanks all for taking the time to respond.

OP posts:
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