@LatentPhase I know. I feel sad in some ways about how I feel. But then I know that had it been me in my exp’s shoes, I would have unhesitatingly signed a loan agreement and been intensely grateful that my partner was willing to loan me the money. His reaction (sadly) showed me what he was after, my money.
Equally there is no part of me who would expect anyone to offer me money to help me out financially, especially if the situation was essentially a wider problem that one cash injection wouldn’t solve.
All of the above makes talk of long term relationships tricky. How much support Is right? If you’re in a long term relationship, is it par for the territory to support a partner? Financially? Emotionally with things like challenging children/ dysfunctional exes? What happens if one of you falls ill? Does that trigger a cohabiting relationship? Should you become a carer?
My ex and I would discuss these things as in one breath he said he wanted a ‘partner’, but when it came to his EXW / their court conflict over their children/ or indeed their children themselves, there was no partnership. It was his law that was laid down as they were his children, and he would do what it took re his children. To which my response was ‘ok, fine, but then this isn’t a partnership. It’s you doing what you want with your time and money and then expecting to have the same remit with my time and money. Why would I allow that?’
He asked me, ‘what would happen if I fell ill?’. And I responded honestly. I asked if he had critical illness insurance in place to bring in an income. He replied no. So I asked Why? Why had he not taken out insurance so could ensure he could keep a roof over his head? His answer? That’s why I have a partner.
And I told him that I would most likely look after him - but I would make no provision to cover his child maintenance / spousal maintenance. Nor would I facilitate contact - logistically due to distance of his children/ my career. When he asked what that meant re him seeing his children, I bluntly replied that wasn’t my issue. My priority would remain my very real pressures of my children/ my job. Again he was incandescent that effectively I was saying that if he fell ill, I would not make it a priority to ensure he retained access to his children.
He had done zero financial planning. No wills. No POA. No insurance policies. He took zero responsibility that as a grown man, the onus was on him to ensure these policies were in place so that he could keep a roof over his head and have funds to ensure he could keep seeing his children.
His honest answer to all of the above is ‘this is what partners do for one another’. Followed by ‘if I needed to look after you I would.’ All of that work? Pushed onto the fortunate person who he decided to ‘partner’ with.
I told him at that point we were fundamentally incompatible, because we were. There was no way I was working as hard as I was, saving as I am, to then fund a grown man and his lifestyle into retirement.
Lots of talk about cocklodgers on Mnet. The above to me is the ultimate in cocklodger. And I don’t think he’s a rarity. I think he’s more common than we realise and their game is to find financially stable women who are kind and empathetic. Ideally with a nice dose of low self esteem thrown in. So they can take on the burden in more ways than one. It’s a minefield. 🤷🏽♀️