Should I sell our house just to get him out of my life

[Laalaa123]

Hi, I need advice, long story short, been married for 25 years, 17 of them have been terrible since hes cocaine habit Began, (its been gradually getting worse), now he doesn't work, I want him to leave as he's a nightmare to live with, I pay for everything, I work part-time, we have 5 sons, 3 are older 23,17,15 and two younger children 8 and 4,i do absolutely everything, he's asleep on the sofa most of the time or out with he's so called friends, he's basically said that he is Not going anywhere till I sell the house, but that would mean me and the kids going into rented accommodation and it really scares me not to have the security of my own home, there's not enough equity to buy another house, I'm really struggling with what to do for the best, he doesn't have any family or friends he can stay with so wants money from the house to move away (he says) should I sell our house just to get him out of my life? Has anyone else had the same experience, thanks

If the equity is £50k and debts of £15k, by the time you’ve paid legal fees and moving costs, tax etc, there’ll be £30k to split, or £15k would be his share to buy him out. Wouldn’t a decent mortgage broker be able to find you a new mortgage that would cover the debts and his ‘share’ so that you can stay put and not have the hassle of private renting?After May 31st, section 21 no fault evictions are back on.
When I had my teenagers , we were evicted five times in seven years. It completely fucked their education and all three dropped out of college, broke my heart.

Next time you suspect he is high, start an argument with him. Then call the cops and tell them your high on cocaine husband is being threatening & intimidating, ask them to come as your frightened, worried about the children & need help. Get it all on record. That should be enough to apply for an occupation order & non military.

Non mol not military!

If equity minus debt = £35K and cost of sale would be about £5K, and if he's getting 30% then it would be easier to find a way to give him £10K to fuck off. I know you shouldn't have to but it's a way of keeping your house.

If he's not working how does he afford to pay for his habit?

If you haven't already have your wages paid into a separate account, transfer the bills into your name to make sure they get paid.

See what your credit rating is like, speak to your mortgage company and see if you can buy him out. You can do all this via a solicitor so he can't take the money and then refuse to move out. Do it as part of the divorce

I would try to get him out on drug related things first. If you need to sell you might get able to buy him out?

We are renting at the moment and whilst I will buy soon lots has changed since i used to rent. You do have more rights but I'm finding it hard that whilst they want me to stay they refuse to sort out my complaints.

It is scary not owning. Would you have equity as a down payment?