Meet the Other Phone. Flexible and made to last.

Meet the Other Phone.
Flexible and made to last.

Buy now

Please or to access all these features

Relationships

Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

It's an inheritance one - but not as you know it!

93 replies

Feelingbuffeted · 04/09/2020 18:57

I don’t know why I am posting this. There is a small WWYD aspect to it, but mainly I have been thinking a lot about this situation and just wanted to let it out as I can’t bear to talk to anyone about it in RL. Will try to keep it as brief as possible.

My FIL died a few years ago, leaving behind his second wife, my DH and DBIL (everyone else outside the UK for info). DH’s mum died when the boys were young and FIL remarried about 5 years before he died. DBIL has a degenerative physical and mental condition and lives in a care home. Everyone was devastated as FIL’s death was unexpected and he was close to his children, GC and extended family.

FIL died without leaving a will. In the days following his death, his wife went back and forth to the bank and (illegally) cleared out his accounts. Literally every penny. There was no property, shares etc. so this was the whole estate. It was like one horrible shock after another as we realised there would be no money to pay for my DBIL’s care.

Although DH and DBIL were legally entitled to a significant share, their lawyer said they would lose much of it in fighting the case as step-MIL had immediately left the country. Bottom line, she is long gone with FIL’s money and we now pay for BIL’s care. We are lucky in that we are just about able to cover it, but we worry about exchange rates, redundancy or escalating care costs. It also means we cannot save for retirement right now, or help our children as they move out etc.

While all this was going on, my DF died as well. My DM said she wanted to be nearer to us. We were not particularly close, largely because they made little effort with the kids over the years i.e. not visiting, not calling on birthdays etc. Despite this, all the difficulties with DH’s family and the day-to-day issues of school, work etc., we helped DM sell her house and move here. We now have a reasonable relationship. I call her every day, see her a couple of times a week, do bits and pieces for her in the house etc.

So, in summary, DH and I have each other and our lovely children. Also DH’s aunties, cousins etc. go out of their way to support us and DBIL, which we really appreciate. We are also grateful that we are still working in the current situation and just trying to do the best we can. But it has been a crappy few years and we have inherited financial worries that are unlikely to go away. There is a WWYD coming up honest so thank you for staying with me!

Over lockdown, my DM mentioned almost in passing that when she dies, she is leaving her house and money to a disability charity. She says me and my DSis have “done very well for ourselves” and she wants to be able to “help someone who needs it.” DSis and I and our partners have decent jobs but we are not loaded at all. We are just regular, hardworking people (think teachers etc.). Rightly or wrongly, me and my sister see this as some kind of statement about how our DM feels about us. Ironically, DM has chosen a charity that she has no personal connection to but that provides the kind of care that we are paying for on a monthly basis for my DBIL (DM knows about this).

I know it is DM’s money and her decision. I also know that my DBIL’s care and the impact it is having on us financially is absolutely not her responsibility in any way. Also hopefully she will live for many more years so this will unfold very much in the future. And of course we haven’t been helping her in expectation of some kind of ultimate pay-off. But despite all the above I can’t help feeling upset, especially after what happened with my FIL. I know they are two different stories, but from where I’m sat it just feels like we have always been there for our parents and yet we have been treated pretty harshly by both sides if that makes sense?

DSis says she’s not surprised by this news given how difficult our DM can be (she is LC with her for this reason). Likewise, DH says I should just leave it alone. But I feel like I want to say or do something, even if it’s just to scream into a pillow! So that is my WWYD I guess. Should I say something to my DM, step back a bit from helping her, or just keep on keeping on?

Thank you so much for reading this and sorry it was so long…

OP posts:
HollowTalk · 04/09/2020 19:08

I would be incredibly hurt by this.

NotJustACigar · 04/09/2020 19:13

That is just absolutely awful of your DM and you have every right to be hurt and angry with her. She is definitely making a statement. And I think your DSis has the right idea being LC with your mum. I can't believe you ring her every day and see her a couple of times a week - I don't do anywhere near that much with my mum who is actually fairly decent!

peacockbutterfly · 04/09/2020 19:13

Very hurtful.

stoppingstones · 04/09/2020 19:14

I'd be really hurt. How awful of your FIL's new wife. If what she did was illegal, did you pursue it at the time?
Can you ask your DM more about this charity? Can they help you out with your bil?
Either way, it is your DM's money to do whatever she wants with it.

Redburnett · 04/09/2020 19:18

Personally I would try and have a sensible conversation with DM and perhaps take the line that the grandchildren would benefit from financial support. If she persists in wanting to leave the money to a disability charity then perhaps suggests she leaves a significant sum direct to the BIL who needs it for care home fees.
If she will not change her mind then personally I would find it very difficult to support her, with calls and help etc except in the most minimal sense. You reap what you sow.

PremierInn · 04/09/2020 19:23

Just leave her to it

'Reap what she sows' is exactly the phrase that springs to mind

She was foolish to tell you but better you found out now. I imagine she has always been quite hurtful to you.

Disfordarkchocolate · 04/09/2020 19:23

That's pretty cruel and probably deliberately so.

edwinbear · 04/09/2020 19:23

Personally, I would go NC over this. She made no effort with your DC whilst your DF was alive, then decided when he died, she’d move closer to you, presumably so she could have some company and support. And that’s the thanks you get?

Girlyracer · 04/09/2020 19:23

Why are you responsible for BILs care fees?

damnthatanxiety · 04/09/2020 19:26

I have no words. You can't choose your family...unfortunately. Sorry OP

fairlygoodmother · 04/09/2020 19:28

I don’t know why you wouldn’t talk to your mother about it. I think she is either totally oblivious to what’s going on in your life or she is making some kind of point and I would be hurt in your position. I know it’s hard to think of the right thing to say in the moment but I would absolutely follow up, maybe with an email, and say something like:

‘I was quite taken aback when you told me about your plans to leave your house and money to xxx. Whilst, as you say, we are managing financially, as you know, DH and I have paid for BIL’s care since FIL died and his money was taken by SMIL. This has left us with very limited ability to save and make pension provision for our future. Of course it’s entirely your choice to leave your money as you want, but I actually feel quite hurt that you have made this decision.’

I think if you don’t address it you will just be seething with resentment at her for the rest of her life.

AllsortsofAwkward · 04/09/2020 19:31

I'm confused why are you paying for bills care surely he can get support from the government if he's unable to finance his care.

Aliceinwanderland · 04/09/2020 19:33

OP - which part of the UK are you in? If Scotland you and sister might have a legal entitlement to part of the estate. Not in England though.

That aside I would certainly raise this with her. She may assume you have more than you do and when the situation is explained make some changes

Disfordarkchocolate · 04/09/2020 19:34

I'm confused about the care home fees and how SMIL managed to take all the money unless it was a joint bank account (in which case its her money). Life though, is often more complicated than you can put in a post.

StoneColdBitch · 04/09/2020 19:34

I don't understand why you're responsible for BIL's care fees? Can you explain, as without that information your situation doesn't make much sense?

PicsInRed · 04/09/2020 19:34

She has absolutely done this on purpose to cause maximum distress in a malice filled gesture which is unforgivable.

I would take this opportunity to have no further contact.

Greenkit · 04/09/2020 19:38

Two parts to this

  1. I can't see how your step mum did anything wrong. She was the wife and with no will, got all the money.

  2. your mum is making a statement, a nasty one. I would cut her off as much as I could.

NeedToKnow101 · 04/09/2020 19:40

I would
be really hurt.

frazzledasarock · 04/09/2020 19:41

Speak to her.

What do you think her motivation was in telling you about her intentions?

If she refuses to reconsider I’d go LC too. Because I’d be very hurt that my mother was standing by watching my financial struggles when she has the means to help which wouldn’t even affect her.

HyggeTygge · 04/09/2020 19:44

@Greenkit

Two parts to this
  1. I can't see how your step mum did anything wrong. She was the wife and with no will, got all the money.

  2. your mum is making a statement, a nasty one. I would cut her off as much as I could.

re (1) how on earth do you know the legal situation in this unspecified country? If it was in the UK, the estate could've been split between the wife and the children, but it isn't even in the UK. The OP said it was not legal. And it's the OP's DH's stepmum, not OP's.
MiriamMargo · 04/09/2020 19:47

I just cannot understand your mother at all, I think you should pick a time and tell her exactly how you feel, after all what have you got to lose. She sounds incredibly selfish towards you.

Eddielzzard · 04/09/2020 19:47

I would be hurt. Why would she choose to help people she doesn't know when she could help someone who really needs it? I think I probably would say something like that - why not leave it in trust for your BIL? Maybe she really hasn't realised quite how you're struggling? LC may be the way you end up going...

OnlyFoolsnMothers · 04/09/2020 19:48

I’d be raging!!! Sorry OP but as a parent I’m leaving my money to my children and I’m happy to do so.

cptartapp · 04/09/2020 19:51

I would go NC with her.
And I wouldn't be paying any of BIL care fees. Your responsibility is to your DC and their future.

fuandylp · 04/09/2020 19:54

Where are you living?
I'm in another country where there are rules about who you can leave money to and a parent could not leave the entire estate to a charity like that.
Apparently, in Scotland there are similar rules but I don't know what they are.
It could be that she is simply not allowed to do that.

I think I would have to talk to her about it and see if she could be moved on this. Perhaps she's decided this is the fairest way as she is NC with your sister and therefore doesn't want to leave her anything.
But actually it's not fair at all and normally I come on to these inheritance threads and get pissed off at grabby posters... but in this case, this is really out of order of your DM. She's rubbing that in your face - it's deliberate leaving it to a disability charity.