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Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

It's an inheritance one - but not as you know it!

93 replies

Feelingbuffeted · 04/09/2020 18:57

I don’t know why I am posting this. There is a small WWYD aspect to it, but mainly I have been thinking a lot about this situation and just wanted to let it out as I can’t bear to talk to anyone about it in RL. Will try to keep it as brief as possible.

My FIL died a few years ago, leaving behind his second wife, my DH and DBIL (everyone else outside the UK for info). DH’s mum died when the boys were young and FIL remarried about 5 years before he died. DBIL has a degenerative physical and mental condition and lives in a care home. Everyone was devastated as FIL’s death was unexpected and he was close to his children, GC and extended family.

FIL died without leaving a will. In the days following his death, his wife went back and forth to the bank and (illegally) cleared out his accounts. Literally every penny. There was no property, shares etc. so this was the whole estate. It was like one horrible shock after another as we realised there would be no money to pay for my DBIL’s care.

Although DH and DBIL were legally entitled to a significant share, their lawyer said they would lose much of it in fighting the case as step-MIL had immediately left the country. Bottom line, she is long gone with FIL’s money and we now pay for BIL’s care. We are lucky in that we are just about able to cover it, but we worry about exchange rates, redundancy or escalating care costs. It also means we cannot save for retirement right now, or help our children as they move out etc.

While all this was going on, my DF died as well. My DM said she wanted to be nearer to us. We were not particularly close, largely because they made little effort with the kids over the years i.e. not visiting, not calling on birthdays etc. Despite this, all the difficulties with DH’s family and the day-to-day issues of school, work etc., we helped DM sell her house and move here. We now have a reasonable relationship. I call her every day, see her a couple of times a week, do bits and pieces for her in the house etc.

So, in summary, DH and I have each other and our lovely children. Also DH’s aunties, cousins etc. go out of their way to support us and DBIL, which we really appreciate. We are also grateful that we are still working in the current situation and just trying to do the best we can. But it has been a crappy few years and we have inherited financial worries that are unlikely to go away. There is a WWYD coming up honest so thank you for staying with me!

Over lockdown, my DM mentioned almost in passing that when she dies, she is leaving her house and money to a disability charity. She says me and my DSis have “done very well for ourselves” and she wants to be able to “help someone who needs it.” DSis and I and our partners have decent jobs but we are not loaded at all. We are just regular, hardworking people (think teachers etc.). Rightly or wrongly, me and my sister see this as some kind of statement about how our DM feels about us. Ironically, DM has chosen a charity that she has no personal connection to but that provides the kind of care that we are paying for on a monthly basis for my DBIL (DM knows about this).

I know it is DM’s money and her decision. I also know that my DBIL’s care and the impact it is having on us financially is absolutely not her responsibility in any way. Also hopefully she will live for many more years so this will unfold very much in the future. And of course we haven’t been helping her in expectation of some kind of ultimate pay-off. But despite all the above I can’t help feeling upset, especially after what happened with my FIL. I know they are two different stories, but from where I’m sat it just feels like we have always been there for our parents and yet we have been treated pretty harshly by both sides if that makes sense?

DSis says she’s not surprised by this news given how difficult our DM can be (she is LC with her for this reason). Likewise, DH says I should just leave it alone. But I feel like I want to say or do something, even if it’s just to scream into a pillow! So that is my WWYD I guess. Should I say something to my DM, step back a bit from helping her, or just keep on keeping on?

Thank you so much for reading this and sorry it was so long…

OP posts:
Zzz1234 · 04/09/2020 20:39

Hi
Why are you paying for your brother in law care, assuming your in England you can just say you can't pay it and hand it to social services to deal with. They can chase mil for money, they can take a contribution from brother in laws benefits/pension or expect him to pay if he has over a certain amount in savings, but can't ask you/ his brother to pay for it.

TorgosPizza · 04/09/2020 20:39

YANBU. I'd be hurt, but I'd also be angry. It's so awful and selfish of her to decide and then tell you that she'd rather her money (if there is any left after her life ends) go to strangers than to help her own children-- especially given that you've helped her after your father's death and all she knows about the extra burdens you are bearing.

I'd have to speak to her, and as you say, prepare to back out of her life at least a bit, if she digs in her heels or becomes angry. At this point, you really have nothing much to lose. If you keep it all bottled up, you'll just resent her more and more as time goes by, every time she asks or expects you to help her.

TorgosPizza · 04/09/2020 20:42

Oh, just realised this is not AIBU...
But everything else I wrote stands.

It's no wonder you feel hurt! Flowers

7yo7yo · 04/09/2020 20:42

Your mum is horrid.
I would step right bacK and tell her why.

Ginger1982 · 04/09/2020 20:43

@Zzz1234

Hi Why are you paying for your brother in law care, assuming your in England you can just say you can't pay it and hand it to social services to deal with. They can chase mil for money, they can take a contribution from brother in laws benefits/pension or expect him to pay if he has over a certain amount in savings, but can't ask you/ his brother to pay for it.
The BIL is not in the UK.
SlightlyJaded · 04/09/2020 20:44

I usually reply that parents can leave their money to whomever they want, and it's true - they can. However, in your scenario, I would absolutely, categorically say something to your DM.

I would email, so she is forced to respond properly and not flap her hands and dismiss you.

Along the lines of:

Dear Mum.

I'm emailing as this is quite a sensitive subject for us both and I don't want to get upset or overly emotional. I also don't want you to see this as a 'begging letter' and feel I will be able to articulate myself better in writing.

I'm glad you feel me and Dsis have done well - we do OK and we get by, but it's still a struggle. Especially given the high costs of paying for DBIL's care following the fallout with the FIL situation. I don't know if you are you aware that this is cost alone is £XXX per month? This means that DH and I are unable to save anything for either ourselves, the DC or a rainy day.

As you seem to have made the decision to exclude your daughters and grandchildren from your Will - something that saddens me but is your decision - I was wondering if you would you consider donating more specifically do a disability charity - namely BIL's care home? And perhaps doing this as a 'living will' - so making donations during your lifetime? This would mean you are able to fulfill your wish of donating to a disability charity whilst helping your grandchildren and us at the same time as you would be freeing me from a financial obligation, meaning we could start to put a little money aside for the DC.

I understand that me being so direct might make you feel uncomfortable but as we have worked so hard to build bridges lately and I believe an honest conversation about the impact of your decision, is the only path I can take.

See you on Tuesday - we don't have to talk about this then if you don't want - but I will look out for your reply.

Love
OP

HaggyMaggie · 04/09/2020 20:46

I’d tell her exactly what I thought and go LC. What is in this relationship for you or your dsis?

AudTheDeepMinded · 04/09/2020 20:49

Hmm, I think your Mum is entitled to do what she likes with the money but in telling you her plans (which I think it=s just plain shit stirring) she must be prepared to face the consequences of your feelings about that. I too think she may be game playing and wouldn't entertain it, shut down any conversation about the will and act with complete disinterest. But I would also be inclined to definitively 'cool' it down with her, DO NOT be at her beck and call, step back a bit.

monkeyonthetable · 04/09/2020 20:50

I'd be tempted to say something without any emotion in your voice at all, as though this is an intellectual discussion. 'Yes that is a good charity. Ironically, we might even have to call on them to help us out with DBiL as we are covering all the expense of his care and it's quite a financial burden.'

I'd also calmly say that she is welcome to do this, but if she ever wants or needs your help as she gets older and frailer, you may not be able to help, as you are not in a position financially to reduce your working hours or retire before the age of seventy, due to your outgoings.

Keep all emotion out of it but be absolutely honest about what you are thinking.

Lovelynaughtycat · 04/09/2020 20:50

What a spiteful bitch.
I honestly don't know how anyone could do that to their children.
It sounds like she really resents you and your DSIS.

I think your DH is right in that she knows exactly what she is doing.
However, I think I would speak to her and tell her how upset you are and mention that she never cared and made an effort with your DCs etc., and now she needs security and help living near you and having it all her way with no thanks or love (her actions do not show she loves you).

I think once you've had that conversation, don't go low contact - end it outright.
If you don't she'll enjoy that bit of control she thinks she has over you.
What a piece of work.

Zilla1 · 04/09/2020 20:50

OP,

I'm sorry to read this.

Regarding your (D)M, YANBU to feel hurt. I wouldn't bother saying anything as I suspect she's deliberately made out intentions that would be hurtful to you and your DSis. Saying anything may just make her happy. I would not engage regarding her estate. If she says anything then just express disbelief at her take on your situation.

Regarding your DH's ex step mother, I'd have been tempted to launch a claim if I could afford, if only so she would feel the discomfort from her actions.

Once question I have is that if she cleared out a UK bank account, was it a joint account or solely her husband's? If the latter, if less than six years have passed, I would investigate whether the estate has an action against them and whether they have complied with their regulatory requirements.

Good luck.

Redburnett · 04/09/2020 21:03

Because it is (I imagine) very hard to tell a parent that you think they should leave their money to you, their DC, it may be better to suggest leaving it to the GC who will be at an earlier stage in their lives, and more likely to need financial support.
Perhaps also remind the elderly parent that the will is their last statement, and if it leaves bitterness behind is that really how they want to be remembered? Do they want their GCs to see them as uncaring, selfish, tight-fisted individuals who did not care about their own relatives? Because that is exactly what they are doing. Surely they would rather be remembered as generous (if nothing else) grandparents.

blisstwins · 04/09/2020 21:11
  1. I would talk to her.
  2. fil died unexpectedly. Certainly he intended to take care of his son. Stepmother was rotten even if not illegal.
  3. I think you mom in playing games and no way did she say that bombshell in passing. I would be inclined to have purely social visits, but not help much, if she doesn’t at least partially reconsider after you talk to her and explain circumstances. So sorry this happened
Supersimkin2 · 04/09/2020 21:15

OP, one last chance for DM and then low contact - at best. Awful.

GeorginaTheGiant · 04/09/2020 21:18

If your DM tells you she’s changed her will to leave you an inheritance then take it with a huge punch of salt. She sounds like someone who would tell you that to ensure you’re at her beck and call for her old age and then leave a final two fingers up which you only find out about after she’s gone.

As PPs have said, her telling you that was a deliberate and calculated, cruel gesture. Why a disability charity of all things? She sounds awful and I would steer well clear like your sister is.

slipperywhensparticus · 04/09/2020 21:25

tell her your moving country to help BIL as he needs your help and support if she says she needs your help and support tell her she has done well for herself and she can afford to pay for carers unlike BIL who relys on you paying

diddl · 04/09/2020 21:27

I wouldn't necessarily be lc with someone just because they didn't want to leave me anything in their will-more because we didn't get on/they weren't bothered about me/the kids...

WiddlinDiddlin · 04/09/2020 21:27

'On reflection, Mother dearest, since you clearly see no need to offer us any assistance in our later years, knowing the situation we are in with DBIL... we have realised there's no need to offer you any in yours. Toodleoo'.

Soontobe60 · 04/09/2020 21:28

I’d be so upset in your shoes! However, why are you paying for BILs Care? If he needs it, and he has no money, it should be free, if not heavily subsidised. Please speak to his social worker about this.

LooseleafTea · 04/09/2020 21:32

I love widdlindiddlin’s suggestion above !

MiniCooperLover · 04/09/2020 21:36

I would be maki f it very clear that her money is her own, however if she lives to 99 she can expect to take full care of herself by using said money for carers

frumpety · 04/09/2020 21:36

Soontobe60 the BIL doesn't live in the UK, there are no social workers to help out or financial assistance.

Neversayn1 · 04/09/2020 21:37

I would not mention anything to DM. I would step right back though.

I had to re read your post OP. I know it sounds harsh but your own children are your priority now and I would not pay DBIL fees any longer. What would happen if you don’t pay?

ShellieEllie · 04/09/2020 21:38

I wouldn't mind betting your DM hasn't even written a will. She's probably using this as some form of control over you. Narcissist by any chance?

Neversayn1 · 04/09/2020 21:39

@diddl

I wouldn't necessarily be lc with someone just because they didn't want to leave me anything in their will-more because we didn't get on/they weren't bothered about me/the kids...
Charity starts at home..
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