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DH refuses to buy anything more expensive

103 replies

Frustratedand · 31/05/2019 21:42

I feel like I am banging my head against a wall. I am exhausted from endlessly looking at houses and not getting anywhere. DP wants a fucking unicorn which doesn't exist. At this point I don't even want a house. I don't want anything.

He has a budget in mind and refuses to reconsider it, or even look at anything which is marketed at a higher price. Most houses we've seen are tiny and depressing, terraced, in dodgy areas with sofas and smack heads in one driveway but a brand new BMW in the next.

I feel like for even £25k more we would get a better property or the same sized property in a nicer location, but OH NO he wants as small a mortgage as possible to pay it off quickly ... but we're still looking at 15-20 years! So what bloody difference does it make!

He also refuses to consider flats. I don't want a flat either to be fair, but if the goal is to spend less money then I'd rather buy a maisonette with a garden and be done with it.

Anything that comes up which is even remotely suitable gets snapped up quickly and we're just going round in circles. I cry on a weekly basis from sheer frustration and I don't know what to do. I suggested renting for another year to save up for a bigger deposit and I get "rent money is dead money." Sometimes I worry that I am not married to a man but to a collection of catchphrases cleverly arranged into a human form!

He is 10 years older than me, neither of us have owned a home before... I understand wanting to be mortgage-free quickly, but SURELY the house should be worth it? He previously lived in a campervan (by himself) so I think every house he sees feels like a large luxury to him.

Sorry about this long, rambling post, but I am at my wits end!!

OP posts:
expat101 · 02/06/2019 03:00

You mentioned earlier the 25,000-pound increments. Is this from a property search engine/website you are using as the search tool? If it is, that is how they set a guideline so people searching within X amount of their budget search in that price range and not end up looking at something that would be advertised in Countrylife when the budget is more deposit sized for one of those beauties... :)

I get the feeling he is struggling, feeling desperate and hopeless. Is there such a thing as a Buyer Agent you can engage to search and act on your behalf? It might take some of the stress away from both of you and open up areas you/he might not have considered before.

Oliversmumsarmy · 02/06/2019 07:51

user1479305498

If you are buying a home the chances are you won’t be selling up, you will just live in the home do you whether it moved up or down in price is irrelevant.

You only lose money if you sell but then everything else is reduced so if you are trying to move to a bigger and better place the increment is that much smaller

Aquilla · 02/06/2019 08:09

My dh is a bit like this when it comes to cars. Drives me nuts.
Good luck op.

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