The next stage of my life WILL be better...

[Dumbledior]

New thread for me to moan...

i'd burn them all on purpose if it was me

Ignore what I said on the glam/fab thread about not seeing lou around for a while!

did you ask for me?

I was wondering where you had got to. I haven't seen you around for a while and wondered if you had a new name.

this will explain it

Ahhh! Now I understand

I hope you are all sorted out now, or at least sober! going on the lash sounds like a good alternative to house sorting!

i didnt get that bad actually, i dont really like getting overly pissed

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Well Done!

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Oh that's crap Dior.

You can't stay, you're not happy.. Have you thought about shared Ownership property?

dont stay becasue of money

Dior, talk to Lily's DP about your mortgage options AND get yourself onto www.housingoptions.co.uk and get registered for Shared Ownership, NewBuild & OpenMarket Homebuy.

I can talk for hours on this stuff as I have been all the way thru it this year already. In the process of selling Shared Ownership property now.

Good call MoH, I hadn't even thought of Housing Association.

Also, get your name on the Council House waiting list as this will bump you up the HA eligibility list AND you might actually get a council house.....

could you reduce your hours at work for an optimum balance beween wages/tax credits etc?

Dior agree with everyone here, don't stay because of money - you can and will find a way to cope

Excellent advice pc

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It's not so bad Dior. When I had my period of being a single mum, after my marriage ended, I worked 18 hours and claimed tax credits. It wasn't worth working any more hours than that financially as the tax credits reduced but childcare costs went up! Also, if you do sell your house you are still allowed to claim tax credits as long as the money you earn from it isn't 'working' for you, i.e. it is in your current account and not in a savings account.

It's not all doom and gloom and to be honest, you are so much happier having less money but living in a nice, peaceful and happy environment.

Lily's dp here www.mumsnet.com/Talk/1930/382459?ts=1193854486205

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will be thinking of you and good luck with it.

Dont let the thought of not enough money put you off as i am sure you will get enough - surely your h would have to contribute, especially for your ds needs.

what time will you be doing hte deed?

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