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Relationships

Mumsnet has not checked the qualifications of anyone posting here. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. Many Mumsnetters experiencing domestic abuse have found this thread helpful: Listen up, everybody

My husband doesn't financially support me or the kids.

97 replies

Fairytale89 · 11/01/2017 06:47

We have been together for 12 years and have two toddlers aged 1 and 3. My husband left his stable job of 10 years to set up how own business - it was his dream to do so, so I stood by him. He has had the business (in hospitality) for 3 years and this has had a knock on effect with him spending quality time with me and the kids and also financially.

To this date the children and I hardly see him. He leaves in the morning crack of dawn before we wake up and then returns around 8pm which is the time the kids are in bed. He has one day off but he spends 25% of the time recuperating from the week another 25% of the day preparing for his week ahead and which leaves very little quality time with his family. I get so upset that he's not around to sit with the kids for breakfast or dinner meals. As a couple we hardly do anything together no nights out for dinner or the movies. Partly because we do not have anyone nearby to could look after the kids. But even so in the evenings by the time he gets home and settles in he is knackered and falls asleep by 9-10pm.

He misses the majority of family events (not the childrens) but extended family birthdays, dinner parties, days out etc. I'm with the children all day so this can be exhausting for me (especially two toddlers). I'm very active with the kids- we do lots of trips out to the park, swimming and we go out to toddler groups and meet other mums. But I miss having my husband around to spend time with us. He is missing out on the children growing up.

The business is just surviving week by week but he keeps going. I admire his determination to make a success of it but it's been 3 years and financially we need money now to stay afloat. I left a very good job to be a stay at home mum (childcare for two is very costly). A decision we made together. I enjoy being at home with the kids. However when I was working and had my first child I was paying for everything. Now I'm off work I expect my husband to support his family. But that's not happening. For both my maternity leaves I have funded myself and the children paying for clothes, all the baby starter kit (e.g. Cot bed, pram, car seat, clothes), days out, holidays, birthday and Christmas gifts, meals out, cars, car insurance, home insurance the list goes on. I have been living off my savings that I worked hard over the years to accumulate now I hardly have anything left. I've been careful not to overspend and for Christmas 2016 I had to cut back on the kids gifts which I'm so upset about. My husband hardly contributes to financially support us. He gives me £10 here and there for petrol and groceries but that doesn't stretch far. I have communicated with him several times of how much money I need weekly to cover expenditures but he doesn't give me anything close to what's needed. Even maintenance of the car, MOT and servicing I have to fork out.

I used some of my savings to help kick start the business which was agreed that I would need the money back once the business was making money. But I'm not sure how and when it will be returned. I have asked him but he cannot give me an answer.

I keep thinking positively that things will get better. I have had discussions with him verbally and by email (thinking it but sink in better with him on paper) but nothing has changed. He understands that he needs to support us but nothing changes. He's made cutbacks in the business by reducing staff - he now works on his own which means longer hours but I still haven't seen any financial rewards for me and the family.

I love my husband dearly. I don't know what to do anymore.

OP posts:
tribpot · 11/01/2017 11:15

The corollary to that is that (based on the Relationships board of MN at least) there are plenty of men who lose respect for their partners if they have to support them as well. (NB I am the breadwinner in my house and I haven't lost respect for my DH for being a SAHD).

In this case, however, the issue is that effectively the partners have made financial decisions which are incompatible with their financial (and family) reality. Now that the money that was propping them up has gone, it's time for (long overdue) changes to be made.

pinkunicornsarefluffy · 11/01/2017 11:19

I didn't mind supporting XH when he started up his new business, but when he was sat at home day after day earning nothing, and we were paying staff £30K a year, and I was on ML, then things simply had to change.

Now he is being supported by his current partner I have no respect for him at all. He could get out there and get a full time job rather than limping on in a badly performing business and getting his GF to pay for everything including his maintenance.

user1470997562 · 11/01/2017 11:28

I think that's it Pinkunicorn. I was more than happy for him to try it. But when it's not working and we're falling into poverty, it's time to call it a day.

He agreed to have dc. He has to work with me to support them. He doesn't get to live his dreams as though he's single.

It was helpfully suggested by his family of course at one point that I work both a full time day job and an evening/weekend job. Apart from the fact that I'm physically not able to (Fibro), it would have led to huge resentment on my part whilst he pottered about some weeks, taking all day to empty the dishwasher and put a washing load on.

I can definitely see why it leads to divorce. It hasn't yet with us but as I say he currently has a full-time temporary job, that may lead to a permanent one.

PovertyJetset · 11/01/2017 12:27

where is the op?

TheaSaxby · 11/01/2017 13:21

It's a shame but it certainly sounds like he needs to quit before it drags everything down - business, family life etc. I guess that can only happen after a conversation with him. He must see how much he is missing out with his kids.

My ex tried his hand at several (5 in 10 years) businesses all of which failed. Really his businesses were escapism for him e.g he couldn't help at home cos he needed to work on the business. He'd then spend all his time overthinking things like a logo rather than just getting out there and earning. He certainly wasn't "present" and this resulted in our breakup. We had been living off "my" savings and "my" wage - we had a joint account for home/kids but I kept some financial independence - good job too else I'd be in the shit now!

As far as I know he's still following this pattern in his new relationship - developing 2 new businesses so he can't pay child support until they are off the ground. Not holding my breath.

SandyY2K · 11/01/2017 13:40

No they don't!

You may not, but many do. And being a SAHD isn't quite what I mean. It's the men that don't work and don't look after the kids, or where the kids are in school and don't need looking after.

It's archaic stereotyping.

That's your view and I disagree. I see no reason why an able bodied human being should be financially dependant on another, when it's not a parent / child relationship.

You make yourself vulnerable and up the creek without a paddle if you get divorced. Even worse if you aren't married. So many here have regretted it.

VivDeering · 11/01/2017 13:57

I see no reason why an able bodied human being should be financially dependant on another

Due to ill health? Due to short term investment in training or study for long term gain to the partnership? Due to child birth? Due to division of labour and providing the childcare?

laSegundaPaloma · 11/01/2017 14:02

Due to having several or more children in fairly quick succession and a couple making a decision that one SAHP is the best option for them?

SheldonCRules · 11/01/2017 16:45

Provide, be Present and Protect.

Obviously that view is being peddled as the amount of women who feel men work and women don't is still rife. It's not 1950 anymore and we shouldn't be raising adults incapable of working.

VivDeering · 11/01/2017 17:04

Out of those three I would only expect someone to be present in a relationship (any relationship really). Providing and protection is only needed by a child or vulnerable adult, surely?

kilmuir · 11/01/2017 17:12

COMMUNICATION!

SandyY2K · 11/01/2017 18:15

Baby

Please stop speaking for women as a whole. Your comment is pure bullshit

Ditto to you.

Madinche1sea · 11/01/2017 18:40

The 3 'P's -

Be present - er...yes.
Protect - of course. Emotionally, as well as physically if need be.
Provide - yes, if you have undertaken to have a child with someone it's part of the course that you have a plan to provide for the duration of time that your wife/partner is unable to work due to the baby.

This is basic stuff. The odd £10 every so often does not cover it!

paddlenorapaddle · 11/01/2017 18:43

What's his business we're in the trade

Prawnofthepatriarchy · 11/01/2017 18:52

I'm very much with you, Baby. Women do not necessarily lose respect for men who don't provide. Sandy's theories on marriage and money appear sexist and outdated. I wouldn't be surprised if Sandy didn't think wives should do their hair before the man of the house comes home too.

Prawnofthepatriarchy · 11/01/2017 19:01

Sorry about the derail there, OP. If I were you I'd demand a long, uninterrupted meeting during which you discuss the business's accounts, and work out when, if ever, it will produce a living wage. If it emerges that it's never going to do so, he will need to accept that it isn't a business at all. It's just a very expensive hobby.

Your DH will need to prepare the accounts before the meeting. You can't be expected to discuss anything without current comprehensive figures.

If, as seems likely, the business isn't viable, your OH is going to have to come to terms with the death of his dream and both of you will have to work out how best to move forward and to build up your joint savings again.

Chippednailvarnishing · 11/01/2017 19:16

The 3 p's are what a child should expect from a parent.

If those are your expectations of your partner you have a problem in your relationship.

SantasLittleMonkeyButler · 11/01/2017 19:26

Personally, I don't care who in the family is making the most money. Be it a man, a woman or equal amounts. However, somebody needs to be earning enough to cover the essentials each month.

Unless you're a lottery winner or an heiress savings are always going to run out eventually.

In your position I would have to sit DH down, explain that your savings are almost gone & show him a breakdown of what life costs each month. Unless he can make his business profitable mighty quickly, one of you will need to find paid work.

Would it be an option for you both to work PT? Depending on working hours that can often help to bring in one FT wage without FT childcare costs.

Atenco · 11/01/2017 19:50

I think there needs to be a limit on how long he continues with this business without making a profit.

I watched as a friend of mine threw good money after bad into his restaurant business, because he felt that he would be a failure if he gave up on it. He has been so much happier since he finally did though.

PyongyangKipperbang · 11/01/2017 20:02

If those are your expectations of your partner you have a problem in your relationship.

I dont agree

Be present - that means emotionally as well as physically. There is nothing lonelier than sitting next to your spouse but being utterly alone.

Protect - Protect yourself, your spouse and your children from unhealthy outside influences. That means being aware of risks to your marriage and family such as friendships that cross the line into affairs for example

Provide - A stable loving enviroment for everyone in the marriage and family, again both emotionally and physically.

If both spouses expect that from, and give it to,each other and give it to their children then it would make for a very happy situation all round.

Ellisandra · 11/01/2017 20:50

Bloody hell, whose crazy idea was it to start this business at the same time as the first child, and equally crazy idea to go on to have a second whilst the sole source of income was in its infancy and not delivery enough money?! Shock

Of course those horses have bolted.

You need to be very honest with each other about this business. If it simply doesn't have the potential to grow, it's time to end it.

If it does, then you need to think about committing to it. Your older child gets funded hours of childcare now - is there no way you could one day a week at a childminder for the youngest, and either have that day together as a couple, or you work in the business with him on that day?

Is it something that he could stop and restart, with the learnings from this time round? Because it's spectacularly bad timing to develop a business at the same time as choosing a SAHP.

Are there any options for him to work part time - limiting clients for example - so that he or you can go back to work part time?

EssentialHummus · 11/01/2017 20:57

@FairyTale89, where are you?

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