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Relationships

Money issue in a new relationship

211 replies

RainbowB7 · 20/07/2014 18:48

I would like to get some outside opinions on an issue which is causing some tension...

I have been seeing someone new for a few months and really like him, we feel we are well suited and we already both want the relationship to be serious, are on the same page with what we want in life, but I have some concerns about money.

I have a professional job and am fairly comfortable financially although I am quite junior in my career and far from loaded. I am trying to be quite careful with my money to save up to buy a flat. My bf is still studying and works in part time jobs to cover his costs. He is from another country and was apparently also getting money from his parents.

The issue is he now he has asked me a couple of times to give or lend him money and I feel uncomfortable with it.

The first time he did this I felt very very angry about it. Not sure why I reacted so badly to it but I felt a bit used or like he might be taking me for a mug. I said no and basically told him I was upset that he asked but he didn't see my point of view at all. I told a couple of friends and they agreed with me that they would be shocked if a new boyfriend started asking for money. I wondered if it is maybe a cultural difference as it might be more normal to ask for money in the country he is from...

His reasoning was we should want to help each other and should see ourselves as one unit. He is kind and caring and does go out if his way to help me for example he bought me some sports kit I needed, gives me massages, has cooked me nice meals etc... (I also do similar for him so that isn't one sided). However I think it's far too early to be a financial unit, when I am the only one who is actually bringing any money in and I just feel that I don't want to support him financially. I strongly feel that I want us to contribute equally, however am I being unfair and unrealistic as we don't earn equally? He will be training for a good career over the next year so does have decent prospects and hopefully we would eventually both be on good salaries.

Other than this one thing, I don't have any worries about the relationship and I see a future together so I don't know if I'm being silly, as if we eventually get married our money will merge anyway.

Hypothetically if I was on maternity leave or something and earning much less for a while, I would want my partner to want to support me, so should I see this next year where he is studying his professional exams as something similar where he needs short term support?

Is it me or him in the wrong? Am I being unfair by being suspicious? I have been badly hurt in the past and I think I am finding it hard to let my guard down. I don't want to lose him by being too defensive and wary but also don't want to be taken for a fool.

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Quitelikely · 20/07/2014 19:51

So he asked for a loan. I don't see the big deal. You just don't want to part with your cash. He's a student fgs. Nothing wrong with relying on your parents for a bit of financial help either during the uni years.

We have all been short of cash, he felt comfortable enough to ask you to help out. I didn't see you complaining when he paid for you on your dates etc

Don't date students is my advice to you!

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RainbowB7 · 20/07/2014 19:54

It really is just this money issue which I don't like. I know I haven't really put him in a good light here as I have only been talking about that! I do think it is just short term that he is so bad with money as he is a student. He has finished a masters this year and was working part time while doing that. He is now going to be on a professional course for a year and will be working again while on it, and should be (hopefully!) able to get a decent job after that. Though obviously as he is foreign he is going to have issues with work visas and will find it harder to get work because of that, which I think he hasn't fully faced up to yet.

We get on very well when we're together and he is funny, sweet, interesting, caring... He seems like a good guy all round just apart from this! If he hadn't asked about money I wouldn't have been having any alarm bells about him. It's really not like I have really low standards and he is a total loser.

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HalfEatenPizza · 20/07/2014 19:54

Excuse me, he is NOT in student 'stage'!

FFS, I was 14 when I went to study in another city and even then I understood the concept of 'budgeting' and made my small weekly allowance sent by my parent last. Plus, I never nagged them for more, because I understood that there is no more!

He is just an entitled asshole.

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Cabrinha · 20/07/2014 19:55

Come on - you're an intelligent woman, clearly. You have already seen him for what he is. You're just not quite ready to accept it. Well done for not giving him the money though.
He shouldn't have asked, and he damn well shouldn't have had a go at you over your refusal.
You say it's just this one thing, but it's a big thing.
This screams con artist. Sorry.

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RainbowB7 · 20/07/2014 19:59

Quitelikely, when he paid on the first dates I did try to pay half but he refused it! I prefer things to be equal and I always have so I never expect a guy to pay for me on dates.

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hamptoncourt · 20/07/2014 19:59

Oh dear, the next thing will be he has to move out of his flat cos you are such a mean bitch and wouldn't loan him the money for the rent, so really you owe it to him to let him move into your lovely new flat.........

Like PP have said, Cocklodger in the making.

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schroedingersdodo · 20/07/2014 20:07

Visa? Maybe he has already figured out how to get one... Maybe I'm being harsh. But i have a friend who had to marry her boyfriend, way before they were ready for that, because otherwise he would be sent back home (his country is at war). I sometimes think she made a very bad move (but she had no alternative at the time...)

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RainbowB7 · 20/07/2014 20:13

If we ever do move in together (not now - in the future if he doesn't blow it by then!) I want us to have a very clear arrangement about paying and personally I would want it to be 50:50.

I often see on here people suggesting rent and bills should be in proportion to income, but at the moment that would mean I basically pay everything and I just don't see why I should! Even if we were both earning but I was earning a lot more, I don't see why I should be expected to subsidise and I just wonder if I'm being selfish or even sexist as if a man was the high earner and had a partner with lower income, I wonder if the reaction would be different and people would say how can you expect her to pay if she's not earning, and say the higher earner can afford to support both. I just do have a knee jerk defensive reaction about money though and I am not prepared to lend, give etc large amounts, so if that really is what he wants, he is not going to get very far.

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RainbowB7 · 20/07/2014 20:15

I'm not going to marry him for him to get a visa! He needs to get a job which sponsors him for a visa.

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hollycomputer · 20/07/2014 20:21

Rainbow, I totally understand why you're defending him, but you have no reason to feel bad. If I was in a three month relationship, I wouldn't dream of asking my partner to borrow money and getting stroppy if he refused. Please, it's not acceptable.

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ThatWasNice · 20/07/2014 20:23

Three months!!! Shock. He doesn't sound funny, sweet, interesting, caring if he has already argued with you about you not lending him money. Someone who is sweet and caring wouldn't do it. You are deluding yourself if you are trying to blame this on his culture or his student'y ways. It's clearly a crap thing to do.

Talking about marriage and babies so soon is daft. If you do want to carry on eating him I would slow things down a lot.

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Cabrinha · 20/07/2014 20:26

He's not bad with money because he's a student.
He's either bad with money because he's bad with money - or he's not bad with money at all and trying it on.
He can afford to travel home, he can afford to pay his own rent, end of.
This isn't some poor student who just had an unexpected bill and has with reluctance asked for a loan.
He's a chancer who has told you (not even asked, told you) to give him money for the basic of RENT.
He's using you. Or trying to, rather. That's not the behaviour of someone who respects you.
And it's been TWELVE WEEKS.

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JeanSeberg · 20/07/2014 20:31

How old are you both?

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Viviennemary · 20/07/2014 20:31

I think this is not good. Trying to borrow money from you is quite different to sharing finances once you settle down together. Think very carefully about this relationship and the future.

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Nanny0gg · 20/07/2014 20:37

It really is just this money issue which I don't like.

Just the money issue?
That's more than enough!

I assume you are both early 20s?
Take the advice of (I'm sorry) much older and wiser MNetters.

Dump. Cut Loose. Run.

Any or all of the above. Now.

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pictish · 20/07/2014 20:39

There is no way that boyfriend of such a short time should be asking for money of that magnitude.
His idea that you should finacially be as one, is utter bollocks designed to charm you into giving him what he wants. You were absolutely right to turn him down.

At three months in, you really have no firm idea whether or not he's a keeper, and I would be willing to bet MY last tenner you'd never see that cash again.

You have worked damn hard to earn what you do, and right now, it's all yours and he is fuck all to do with it.
I'm jolly glad you're such a canny lass.

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EhricLovesTheBhrothers · 20/07/2014 20:40

We do talk about being married and having kids. I kind of feel what's the point of a relationship if you don't want to plan for the future

That's a terrible attitude. Do you talk marriage with every boyfriend you have? You need to keep some cards closer to your chest or you will come across as desperate and low in standards and therefore easy prey for any chancer who wants to get his feet under the table.

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BecauseIsaidS0 · 20/07/2014 20:44

Listen to us all and cut your losses and run.

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RainbowB7 · 20/07/2014 20:46

Yes we are mid 20s to those who asked age.

No I don't talk marriage and babies to every boyfriend and he is the one who raised it rather than me! I definitely am not desperate and don't come across as desperate.

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DangerRabbit · 20/07/2014 20:47

What a chancer!

Dump.

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EhricLovesTheBhrothers · 20/07/2014 20:48

Are you sure? You sound a bit like you are. You're excusing really poor behaviour and talking marriage with a guy you barely know. Raise your standards.

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pictish · 20/07/2014 20:48

I was going to say "I bet he's the one talking marrige and kids, not OP".

Proceed with caution OP. He might be genuine, or he might be a cocklodger - three months in is far too soon to know.

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Lovingfreedom · 20/07/2014 20:52

No decent guy starts borrowing money 2 months in.

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pictish · 20/07/2014 20:53

I agree Lovingfreedom - I'd be very Hmm at that. Very.

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RainbowB7 · 20/07/2014 20:53

I think I will cool it a bit with him and say I want to slow it down, and definitely not share any finances whatsoever as I don't see it as fair to share when our circumstances are currently so different, and we'll see how he reacts to that.

I don't want to immediately dump. But I will be more cautious as I do consider all this a bit of a warning flag.

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