Thanks Howdi. I'm glad you've got a list of counsellors, but I must reiterate, please screen them carefully - and don't be afraid to change therapists if the first one is a bad fit. Like any profession, there are good and bad practitioners within it - and IMO, remarkably few counsellors equipped to deal with some of the myths about infidelity.
The balance we must strike here, I think, is to get you to the point whereby you can hit the ground running with the counselling, having done a bit of work on yourself before you get there - and reaching conclusions that will be too entrenched for the therapist to challenge. So what ever conclusions you reach from this thread, don't set them in stone and continue to challenge yourself.
We haven't even gone into your H's story yet and how he might tell it, were he on this thread. We don't yet know what lessons he learned as a child, that have caused him to behave as he does, how much his illness affected him and how he is coping with his fears. That needs to be explored on this thread, but perhaps later.
Okay, some more questions for you based on what you've said:
You agreed that you felt you had no choice other than to return to work and pay the large mortgage and feel terrible guilt and loss that your DD is being cared for by a third party. You have attributed that to your H's inability to "step up", both because of his illness, his lack of self-help and your doubt in his ability to retain his job and level of earnings.
Yet you also say that you drove the house purchase and felt a loss of status - and the very things that had previously defined you - when you were on maternity leave. And it sounds as though your H has retained his job, despite your fears.
Now, rather than having "no choice", what other choices could you have made as a couple, so that you could have stayed at home with your DD more?
Is it possible that you have been blaming your H for your enforced return to work, when in fact some of the decision-making was connected to your reluctance to give up your career and getting the "forever house"?
Would you have recoiled from giving yourself permission to realise your career aspirations, if that meant putting your DD into childcare?
What worries would you have had, telling people that you really didn't want to give up your career and had therefore decided on day-care?
What discussions did you and your DH have about who might be the most appropriate one to downshift and stay at home with your DD? How did it get agreed that this was definitely going to be you? How much do you think you were either singularly or as a couple, influenced by the gender politics of who stays at home, regardless of their earning power and job stability?
What I want you to do is to challenge some of your thinking on this. You might tell us that nothing could be further from the truth and that you really did think this was an enforced choice, but this whole thread is about challenging your thinking and the scripts that might have become locked.
And lest there is any misunderstanding, all I want you to do is to see if you'd have had real difficulty giving yourself permission to go back to such a demanding full-time job, a job you spent 6 years of your life at university to train for - and became the main source of your self-esteem - for full or part-time motherhood.
And if that permission-giving process would have been impossible, why was that?
Now this is a big challenge for you. There are other things you've written about that I also want to ask questions about, but to me, this could be the biggest elephant in the room, so once we deal with it, the rest might follow.