Firstly; is her name spelt 'Vicky', 'Vicki', or, heaven forbid, 'Vikki'.
....I consulted the Oracle (or the character list on the Archers website, anyway) and she has yet to be promoted to this hallowed hall of fame.
...the irritation she occasions to Brenderr is most welcome. However, the sound of Tom (my least favoured character) being all liberal and conciliatory makes me feel all queasy...
Not as queasy as the thought of Vicki trussed up in the linked-to lingerie, though.
Is she materialistic? Of course. Acquisitive? Possibly. Vulgar? As sure as is Papal catholicism.
(I mean.... glittery cleavage? Lordy. I also have little doubt that there is a cute character, possibly 'Hollie Hobbie' in nature, attached by suction cups to the rear window of her pristine Kia hatchback)
However, I venture that she is, at heart, OK. I envisage a story line, a year or two hence, in which previously hidden generosity is clunkily revealed....