Advice on buying a house with high surface water flood risk

[Ducksinwater]

A property we have viewed is very low risk for sea and river flooding but high risk for surface water. I am told the house has never flooded and the issue is actually with the road in front of the house. Any advice? I would want to know if it can be remedied in any way or if we would be stuck with a house that may flood! Some pointers on what to look at, what surveys can be completed etc would be really helpful.

I wouldn't touch it with a barge pole. I lived in a village that over the time I lived there, had increasing problems with surface water flooding. The issue is less the flooding or likelihood of, and more the inability to get insurance / extortionate price for insurance. Just don't do it. The house we live in now, the insurance for a whole year costs less than a month of insurance in our old house. I would never again take on a house I knew had the likelihood of increased insurance risk. We live on a hill now.

French drain simple and cheap

I doubt they'd be soaking up much water in this weather. When it's been very dry the water doesn't soak in.

If you haven't put in an offer yet I'd simply look for an alternative house. It's too much we ordy and trouble plus you might not be able to get insurance.

This is the problem. We are seeing a long dry spell, followed by a torrential downpour which creates flash flooding. It all runs downhill and if drains are blocked or can't cope, it rises on the roads and pavements, ultimately flooding homes. Why would you want to buy a house with a high risk of this happening?

You might say that it's the only house within your budget that ticks all the boxes. Well this is why. They are expensive to ensure and hard to sell because of the flood risk. I would steer clear.

We have just walked away from an ideal property which has had a flood in the past 5 years but nothing before or since. There was some perfect situation around the village which caused a huge flood from 2 rivers.

The bungalow was perfect with more land, buildings and everything else we could want. All done to a very high standard. We could have bought it cash.

I mentioned it to my partner, we did a bit of research and then straight away decided it would be stupid to buy it. We know its sold recently and to a cash purchaser. I hope they have a happy time living there but i couldnt take the risk