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Transfer of house ownership

2 replies

G17rg · 02/04/2025 18:45

Hi all

I Purchased my home in 2018 in joint ownership with my sibling to allow me at that point to get the mortgage (even though I’ve always paid it). My fixed rate mortgage is now due renewal and I would like to remove them from ownership (can borrow enough to cover outstanding).

Question…is there any tax implications for them transferring ‘their’ share to me and also how do I go about this while trying to remortgage?

Let me know if any further info is needed.

many thanks in advance

OP posts:
Littletreefrog · 02/04/2025 22:46

Have they ever lived there?

Twiglets1 · 03/04/2025 08:26

G17rg · 02/04/2025 18:45

Hi all

I Purchased my home in 2018 in joint ownership with my sibling to allow me at that point to get the mortgage (even though I’ve always paid it). My fixed rate mortgage is now due renewal and I would like to remove them from ownership (can borrow enough to cover outstanding).

Question…is there any tax implications for them transferring ‘their’ share to me and also how do I go about this while trying to remortgage?

Let me know if any further info is needed.

many thanks in advance

I would book an appointment with a solicitor to discuss this.

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