Quick background we have been sold since July last year. We have been extremely lucky with our buyer staying committed, but unfortunate with 3 of our onward properties that fell through (for one reason or another). The lenders made us submit new mortgage application each time.
We have now had an offer accepted on a 4th house, just had mortgage approved yesterday and contacted our solicitors to apply for searches and if we can complete before April 2025 to avoid paying that extra £3k on stamp duty. Mindful I'm probably a couple of grand above the originally quoted solicitor fees, as between last year and now, we've paid for the 3 searches and then the paperwork on the field on top. Urgent job has arisen with our current property where I'm needing to spend £4k before I go also (could my luck get more badðŸ˜) . Solicitor said it will be very unlikely completion happens before April.
I understand everyone is pretty much in the same boat, pushing for completion before April, but everything with our conveyancing is up to date, has been for months, it was just our onward purchase holding us up. .
I'm considering my options of trying to save every pound, would I be better off taking my onward purchase searches to another solicitor who can ensure completion before April, thinking although it'll cost me another £1.5k to take to another solicitors, I'll still save £1.5k from stamp duty.
Or am I being unrealistic here ?