Hello everyone, just wondered what peoples thoughts are on my situation.
I paid the mortage off in july and have taken an easier job on 4 days a week.
Im left with £1800 a month disposable income now plus £295 a month profit from a buy to let.
Im very greatful for where im at however i have a problem.
I live in a semi and the party wall is paper thin and the noise coming through the walls is proper burning my head out i cant relax in my own home and i sleep in the spare room.
My house will sell for between £200,000 to £190,000.
Ive seen a nice detached that i love for sale up at £250,000.
Would the small mortgage be worth it?
Payments would be around £290 per month.
Part of my says go for it?
Part of my says stay mortgage free even though im unhappy in my home.
Sorry for the rant
Cheers.
Ben.