We are having awful problems getting home insurance and I could use some advice. Our renewal quote is £1500 this year, which seems huge!
We are 40m away from a river and part of the same postcode is built right on the riverbank and on a flood plain. There was a flood 25 years ago, before all the houses and river defences were built but nothing since. Despite this, most insurance companies won't even provide a quote and any of the ones that do are 2K or more, I was only able to get the current quote of 1.5K by removing the flood element and increasing both excess to £900. Any advice on where I could look for policies would be appreciated.