Been having a few issues with mortage but to cut a long story short
Gave all into to my mortgage advisor last week for her to pass into the underwriter . We have had a few different amount that we can borrow put out to us.
When the mortgage adviser gave us our amount a few weeks ago, it was way below what we needed, but she did say they on her side it was showing we could potentially borrow more, hence why it's been passed to underwriter
Getting really stressed about it now!! We've accepted an offer on our house but can't go and further till we know how much we can definitely borrow
What are the chances of the underwriter saying we can borrow more ?
The mortage advisor seemed quite positive, we have plenty of disposable income every month, no credit cards, no store cards , no loans, no car finance etc
Any advise much appreciated if anyone has been throgub something