So we got burgled on Friday but luckily we didn’t lose much.
We told our home insurance company with the aim of them covering the cost of the stolen goods but more so the damage to the window and door (double glazed) which will need to be replaced and will cost at least 3k.
We are worried now that our premiums will go up and we wanted to re do all the double glazing in the whole house at some point any way.
Does anyone know whether the premiums only go up if we go through with the claim or now that we have informed the insurance company of what happened they will go up anyway so we may as well claim?
It would obviously buy us time as we did not want to replace all the double glazing ideally until next year.