Mortgage on £18,000?

[Dockydooda]

Hi all,

Any advice much appreciated!
I have an income of approx £18,000.
I have £160,000 equity so looking at getting a £60,000 mortgage.
( hopefully porting the fixed 4.49 deal).
I do get cm of £200 ish for both children though they are 17&14 so this won’t be for all that longer. Anyone had any luck getting a mortgage in a similar situation?
many thanks!

Contact London and County. One of my friends got a mortgage on £22 grand which is about what you’re looking at. And I think they got to borrow a lot more than they expected

Second seeing a broker.

Something else to consider would be upping your hours for a few months, just to qualify for the mortgage, you can always drop back down to part time afterwards if you can afford it?

Thanks so much! Great idea, will do 👍