Hi so I own my own house and after 12 years together we are finally ready to buy a joint home. The next size up from my 3 bed is a further 250k. I'm now getting jittery if we should take out such a large mortgage as we are so old. We can afford it fine but will just be less designer clothes and brand new cars 
so I'm just wondering what others think and whether I should think again. After reading other posts about how your 50's seem to be all about declining health etc I'm now worried. We are fit and healthy just now with no plans for early retirement. Thanks