Hi, I have around £200k (solely from buying and selling my own houses over the years) which will get me around my area an ok semi detached house... I don’t particularly want a semi detached (bad experience with an extremely noisy awful neighbour banging on the walls in the middle of the night, blasting music etc) totally put me off being attached to anyone. However with interest rates being so high I’m really unsure as to whether I go into rented, put all of the house money into savings and just pay my rent and bills monthly out of wages, or do I wait say 6 months to see if house prices come down a bit and the interest rates drop, or find a detached I like now and take out 100-150k mortgage? WWYD? So much going on at the moment I really can’t think straight, any advice at all would be greatly appreciated. Thank you