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The never ending house sale!

112 replies

IsItaCowIsItaPlane · 05/12/2022 18:11

Need to rant mostly, but sympathy or suggestions also acceptable!!

Selling a house on behalf of a family member who lives abroad and has dementia so can't answer any house related questions). Offer made and accepted by me at the end of May. Selling to a first time buyer. Since then in August they have asked me to reduce the price by £10k (not due to a bad survey or anything but they had over spent) I agreed to reduce by £5k.

It is now December. They are in absolutely no hurry to do anything, except ask questions that I don't have the answers to. They know the circumstances of the sale. They know that I don't live there, have never lived there and that the person who owns the house has no mental capacity, and yet, we are in a never ending cycle of their solicitor asking questions that I can't answer or that are totally irrelevant. Each time they ask a stupid question it takes their solicitor at least a week to put it to mine. They then take 24 hours to send it to me. I then respond within an hour and my solicitor (never going with an estate agent recommended one again) takes a few days to reply back to their solicitor who then takes another week to send it to the buyer, who then promptly thinks of another bullshit question to ask and do we begin the whole laborious fucking process again. It has been 7 months!!! Our estate agent spends ages trying to explain to them that they need to stop asking pointless questions, or ask them all in one go, but they just think of more each time.

The past 6 weeks they have asked me for FENSA certificates for the double glazing, fair enough, but they know as the property information states that the windows were put in in 2006, so any certificate is invalid by now anyway. Still I dig out the FENSA certificate which ran out in 2016, as they do after 10 years. Send it back.

Then two weeks later they ask when the boiler was last serviced. I have no idea and there is no paperwork anywhere which states that. I respond and they come back 2 weeks later asking if at any time in the last 40 years the water board have requested access to the house. I literally have no idea. They know I don't know this, but I get that they probably have to ask so I respond to say I don't know.

They then ask how much I pay annually for gas and electricity?! IDONT KNOW and even if I did, maybe my relative sat in the cold and dark every day and pud £100, maybe she walked around naked and had it like a sauna and it cost £20k, it's all bloody relative.

Today, I am ready to lose my shit at them...I'm currently paying gas and electricity to keep the house on the grid to stop any burst pipes etc, at a cost to me, as relative has no money to pay for it. Today, their solicitor emails to say that they are worried about the cold and that this might mean burst pipes and mould!!! That's it, I've lost my shit. If they got their fingers out their arses then they would be living there rather than thinking about it.

So I've now given them 10 days to exchange or I'm putting it back to market. I will never ever sell to a FTB ever again.

WTH is wrong with these people.? Why can they not get a list of all their questions and ask them all at once. Why does it take 7 months to think of yet another question? Why do they not understand the basic line "I've never lived in the house and the person that did doesn't have mental capacity"? Why won't they just bloody exchange?

After I issued my ultimatum they got their bloody mum to ring the estate agent to say it had upset them??!!!! Arrrggghhhhhh

OP posts:
onemouseplace · 05/12/2022 18:23

After I issued my ultimatum they got their bloody mum to ring the estate agent to say it had upset them??!!!! Arrrggghhhhhh

Sorry but 😂

I really feel for you though - our FTBs haven't been too bad to be fair, but there was one point in the whole ridiculously long drawn out process (mainly caused by our tit of a seller and our agent not pointing out what should have been obvious to our buyers) when they sent an 18 point email to our agent with all the reasons they were finding the whole process so stressful. Honestly - it was a world's tiniest violin moment.

RandomMess · 05/12/2022 18:35

Got mummy to ring 🤣

superdupernova · 05/12/2022 18:36

FTB can be a nightmare. We were lucky that DH's dad had a lot of experience with properties and was able to say "there's nothing unusual for a house of that age" about our survey. It read like the place was going to fall down. There was only one thing that needed fixing when we moved in, the rest were able to wait or not be done at all (thank god we had a roofer who was honest enough to tell us we didn't need to do anything!). We know better for next time.

Some of those questions read more like an incompetent solicitor. The fensa query is standard and should come as part of the bundle of questions in the beginning (our sellers didn't have one for more recent windows and purchased a cheap indemnity policy). The EPC certificate will give estimates of energy usage so they can work costs out themselves based on their own tariff.

OttilieKnackered · 05/12/2022 18:42

You have all my sympathy. Our mortgage deal runs out on 31st December and our FTB (buyer’s buyer in a chain of 4) is dragging her feet. One contract was not in the 24 hour tracked post she sent. She has also lied about giving her deposit to her solicitor. Her solicitor
refuses to take signed copies by scan/email and buyer refuses to take them in in person.

She has days left until the chain collapses and I’ve already told my EA I would not sell to her buyers on principle if she collapses the chain and with it our mortgage deal (we would get much worse now).

The system in England is so dysfunctional and allows people to ruin other people’s lives and plans.

IsItaCowIsItaPlane · 05/12/2022 18:46

OttilieKnackered · 05/12/2022 18:42

You have all my sympathy. Our mortgage deal runs out on 31st December and our FTB (buyer’s buyer in a chain of 4) is dragging her feet. One contract was not in the 24 hour tracked post she sent. She has also lied about giving her deposit to her solicitor. Her solicitor
refuses to take signed copies by scan/email and buyer refuses to take them in in person.

She has days left until the chain collapses and I’ve already told my EA I would not sell to her buyers on principle if she collapses the chain and with it our mortgage deal (we would get much worse now).

The system in England is so dysfunctional and allows people to ruin other people’s lives and plans.

You aren't wrong there. We had all the land/Local Authority searches etc done in advance so we could hand it to any buyer, and they just had to do their own survey... they then couldn't book one in for 2 months. On the day of the survey the surveyor didn't show up as they got stuck in a traffic jam and they tried to rebook it for 6 weeks later!! My estate agent did pull out all the stops to sort that out.

The system really is broken.

OP posts:
StillNiceCardigan · 05/12/2022 21:10

I feel your pain. If our buyers solicitors come up with one more dickhead query about the boiler we had installed 8 years ago I will scream. The next answer from us will be “No” whatever they ask.

IsItaCowIsItaPlane · 05/12/2022 21:26

StillNiceCardigan · 05/12/2022 21:10

I feel your pain. If our buyers solicitors come up with one more dickhead query about the boiler we had installed 8 years ago I will scream. The next answer from us will be “No” whatever they ask.

It's just ridiculous isn't it. Surely they must have a list of standard questions. I get that occasionally other things will come up but 7 months?! It is infuriating, at least I am lucky and its not my house that I'm selling and I'm not in a chain that risks collapsing, but still, it's taking up my time and I have precious little of that, and even less patience for their bullshit. They either want the house or they don't. If they don't they should just walk away.

I could have rented the house out and had a lot less stress.

OP posts:
StillNiceCardigan · 05/12/2022 21:38

I sympathise you must have the patience of saint to go through all of this on someone else’s behalf.

I’m particularly cross today, we are in a chain and our buyers want to complete in January. We don’t have a timeframe in mind but we’ve responded promptly to everything so far no matter how ridiculous to help it move forward. On the other side the solicitors for the house we are buying are going at snails pace. I particularly enjoyed the 10 days it took to draw a line across the title deeds to show what land we were actually buying. We should have left it incorrect and had a field thrown in for free.

IsItaCowIsItaPlane · 05/12/2022 21:51

Oh, I'd definitely have taken the free field!! It would serve them right!!!

OP posts:
StillNiceCardigan · 05/12/2022 21:52

Grin @IsItaCowIsItaPlane

Si1ver · 05/12/2022 22:02

Oh you have the patience of a saint. I would have issued that ultimation months ago.

Mind you bloody stick to it now, no matter how much they get their mum to make phone calls for them.

My last twat of a buyer was harassing us to agree to an earlier completion, while she wasn't in a position to exchange.

IsItaCowIsItaPlane · 05/12/2022 23:05

My email tonight to the estate agent was literally dripping with sarcasm. I have no idea why I've let this go on so long. I'm absolutely furious about the whole thing. There should be a way of making buyers pay a holding deposit so they are invested in making it happen quickly.

I'm not even going to get a penny from selling it and the amount of stress it has caused me is unreal.

OP posts:
StillNiceCardigan · 05/12/2022 23:08

Best of luck with it @IsItaCowIsItaPlane

MadameMackenzie · 05/12/2022 23:15

It sounds like they can’t afford it and are delaying it whilst they save some more

IsItaCowIsItaPlane · 05/12/2022 23:26

MadameMackenzie · 05/12/2022 23:15

It sounds like they can’t afford it and are delaying it whilst they save some more

This is what I am starting to think. I was told they have finances in place but if they had a mortgage agreed it would have run out by now

OP posts:
helloimnew123 · 05/12/2022 23:27

Omg I feel your pain! If our FTB asks me about the condition of our white goods again I'm going to scream! The white goods that aren't included....that iv told their solicitor and the estate agents multiple times!!
Or where our flooring/ tiles/ paint is from!? Or who can fix a blown window for them? Or which decorator they can use?

I don't know! Or care! Just buy it and leave me alone.

IsItaCowIsItaPlane · 05/12/2022 23:40

helloimnew123 · 05/12/2022 23:27

Omg I feel your pain! If our FTB asks me about the condition of our white goods again I'm going to scream! The white goods that aren't included....that iv told their solicitor and the estate agents multiple times!!
Or where our flooring/ tiles/ paint is from!? Or who can fix a blown window for them? Or which decorator they can use?

I don't know! Or care! Just buy it and leave me alone.

Amen to that!!! I know I wasn't this annoying when I bought my first house!!

OP posts:
Booklover3 · 05/12/2022 23:47

Argh. I had a run in with some first time buyers. Asked lots of questions the solicitors will ask down the line. Viewed twice and spent a very, very long time viewing which was fine… pissed about with one of the radiator and caused it to slowly leak which I didn’t notice till the next morning. They then put a ridiculously low offer in. Then then wouldn’t take no for an answer.

Goneback2school · 05/12/2022 23:49

Another who feels your pain. I went sale agreed on selling my house on March 23rd. The sale finally fell through last week. The buyers were declined mortgage at the last moment. I'd nearly give it away now.

IsItaCowIsItaPlane · 05/12/2022 23:56

Goneback2school · 05/12/2022 23:49

Another who feels your pain. I went sale agreed on selling my house on March 23rd. The sale finally fell through last week. The buyers were declined mortgage at the last moment. I'd nearly give it away now.

Omg that is awful. I'm so sorry for you. I think this is going to end up similarly if I'm honest. I'm so fed up of it all so I can only imagine how you feel

OP posts:
WingingIt101 · 06/12/2022 00:01

Oh op I'm sorry but the not about the heating and walking around naked has really made me laugh 🤣

I hope your ea and solicitors can sort it out quickly for you - you sound like a bloody wonderful person to be taking it all on for your relative when there is nothing but good karma (and stress) in it for you

JTro · 06/12/2022 02:39

So sorry to hear it, OP, it's so annoying. We are also in almost the same situation. We have a chain of 3 houses, we are in the middle. Everyone in a chain egreed for exchange to be end of November and completion mid of December. Surprise-surprise, 2 days before exchange, buyers' buyer solicitor found a spelling mistake on mortgage certificate, took one and a half weeks to correct. Then they disappeared from the radar for a few days (not replying to all EAs and our and our vendor's solicitors). Yesterday their solicitors sent an update - the buyers' buyer does not have enough money for the deposit!!!! Now they are remortgaging their house (they are buying now BTL) to get enough for the deposit, so there is no exchange possible until mid of December (earliest) and no completion until January. We agreed on the dates at the beginning of November and I do not understand why this was not sorted out there and then! My DH thinks that the buyers' buyer will come up soon with another excuse why they can't exchange in mid December.... What's wrong with peope?

OttilieKnackered · 06/12/2022 09:32

‘What’s wrong with people’ is our constant refrain!

Our buyer’s buyer is being almost deliberately obstructive now. Found out yesterday our mortgage deal cannot be extended past 31st Dec. I have told my EA I would not now sell to the same buyers on principle as we would be having to start again anyway with a cheaper purchase.

Bottom of the chain buyer has chosen a solicitor 4 hours away and keeps trying and failing to send paperwork by post. Before Christmas. In the middle of postal strikes. If this deal falls through she too will have a much less favourable mortgage deal, but she seems to thick too understand that.

IsItaCowIsItaPlane · 06/12/2022 15:33

Just got a call from the estate agent. They spoke to the solicitor who said that they have some further queries about the title!!! Apparently they only took over the file 2 months ago so can't be to blame for the delays!!!!

My response was that this sounds like a them problem not a me problem and that even 2 months has been far too long and this has been 7 months.

I've reiterated that they now only have 9 days to close on this or I'm re marketing it.

OP posts:
dotdotdotdash · 06/12/2022 15:44

Stick to your guns @IsItaCowIsItaPlane . It does sound as though they are deliberately stalling. Such as shame you can't spot these type of time wasters before they start messing with your life!

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