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The never ending house sale!

112 replies

IsItaCowIsItaPlane · 05/12/2022 18:11

Need to rant mostly, but sympathy or suggestions also acceptable!!

Selling a house on behalf of a family member who lives abroad and has dementia so can't answer any house related questions). Offer made and accepted by me at the end of May. Selling to a first time buyer. Since then in August they have asked me to reduce the price by £10k (not due to a bad survey or anything but they had over spent) I agreed to reduce by £5k.

It is now December. They are in absolutely no hurry to do anything, except ask questions that I don't have the answers to. They know the circumstances of the sale. They know that I don't live there, have never lived there and that the person who owns the house has no mental capacity, and yet, we are in a never ending cycle of their solicitor asking questions that I can't answer or that are totally irrelevant. Each time they ask a stupid question it takes their solicitor at least a week to put it to mine. They then take 24 hours to send it to me. I then respond within an hour and my solicitor (never going with an estate agent recommended one again) takes a few days to reply back to their solicitor who then takes another week to send it to the buyer, who then promptly thinks of another bullshit question to ask and do we begin the whole laborious fucking process again. It has been 7 months!!! Our estate agent spends ages trying to explain to them that they need to stop asking pointless questions, or ask them all in one go, but they just think of more each time.

The past 6 weeks they have asked me for FENSA certificates for the double glazing, fair enough, but they know as the property information states that the windows were put in in 2006, so any certificate is invalid by now anyway. Still I dig out the FENSA certificate which ran out in 2016, as they do after 10 years. Send it back.

Then two weeks later they ask when the boiler was last serviced. I have no idea and there is no paperwork anywhere which states that. I respond and they come back 2 weeks later asking if at any time in the last 40 years the water board have requested access to the house. I literally have no idea. They know I don't know this, but I get that they probably have to ask so I respond to say I don't know.

They then ask how much I pay annually for gas and electricity?! IDONT KNOW and even if I did, maybe my relative sat in the cold and dark every day and pud £100, maybe she walked around naked and had it like a sauna and it cost £20k, it's all bloody relative.

Today, I am ready to lose my shit at them...I'm currently paying gas and electricity to keep the house on the grid to stop any burst pipes etc, at a cost to me, as relative has no money to pay for it. Today, their solicitor emails to say that they are worried about the cold and that this might mean burst pipes and mould!!! That's it, I've lost my shit. If they got their fingers out their arses then they would be living there rather than thinking about it.

So I've now given them 10 days to exchange or I'm putting it back to market. I will never ever sell to a FTB ever again.

WTH is wrong with these people.? Why can they not get a list of all their questions and ask them all at once. Why does it take 7 months to think of yet another question? Why do they not understand the basic line "I've never lived in the house and the person that did doesn't have mental capacity"? Why won't they just bloody exchange?

After I issued my ultimatum they got their bloody mum to ring the estate agent to say it had upset them??!!!! Arrrggghhhhhh

OP posts:
dotdotdotdash · 10/01/2023 18:01

B*stds!

StillNiceCardigan · 10/01/2023 18:52

Ah sorry to hear that @IsItaCowIsItaPlane I think I’d be rocking in a corner by now.

IsItaCowIsItaPlane · 12/01/2023 09:37

So in a strange turn of events, the buyer has asked his mortgage company for too much money by mistake (an extra £2k). If they change it he will lose his fixed rate and so we are now getting an extra £2k for the property!! 🤣 But need to sign new contracts at the higher purchase amount!! I genuinely couldn't make this up!!

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parkrunner1977 · 12/01/2023 12:05

If he's asked the lender for £2k too much wouldn't he just reduce his cash deposit to the solicitor by the same amount so overall it would still be the same purchase price?

RandomMess · 12/01/2023 12:09

That would reduce the loan ratio

IsItaCowIsItaPlane · 12/01/2023 12:29

parkrunner1977 · 12/01/2023 12:05

If he's asked the lender for £2k too much wouldn't he just reduce his cash deposit to the solicitor by the same amount so overall it would still be the same purchase price?

I thought this but apparently its not an option?!

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RandomMess · 12/01/2023 12:46

Yes the mortgage agreement is for X amount with Y deposit.

RedToothBrush · 12/01/2023 14:48

IsItaCowIsItaPlane · 12/01/2023 09:37

So in a strange turn of events, the buyer has asked his mortgage company for too much money by mistake (an extra £2k). If they change it he will lose his fixed rate and so we are now getting an extra £2k for the property!! 🤣 But need to sign new contracts at the higher purchase amount!! I genuinely couldn't make this up!!

Jesus christ. How are they functioning adults capable of living independently?!

Muchtoomuchtodo · 12/01/2023 15:06

Just read this from start to finish.

The incompetence of the solicitors is astounding. And to think that they’re getting paid for being so shit too….

As FTB mum is around, you would think she would want to help them through the process quickly and painlessly. Parenting doesn’t just stop once they’re 18!

I really hope the whole saga is resolved tomorrow op.,

dotdotdotdash · 12/01/2023 15:25

That's £2k to go towards your gin bill!

Tabitha888 · 12/01/2023 15:29

It's not a first time buyer thing, we didn't care when we bought a house. We were just glad we got on the ladder and dealing with things as they come. It's unbelievable x

IsItaCowIsItaPlane · 12/01/2023 16:41

dotdotdotdash · 12/01/2023 15:25

That's £2k to go towards your gin bill!

I think that may just cover the cost!! 🤣 Unfortunately, it's not my money to keep as it is my relatives! But hey ho!

OP posts:
IsItaCowIsItaPlane · 12/01/2023 16:43

RedToothBrush · 12/01/2023 14:48

Jesus christ. How are they functioning adults capable of living independently?!

I think we can all see that they will struggle to function independently!! Not quite sure how the solicitors are either tbf

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maryofthevirginkind · 12/01/2023 19:02

I'm not sure I believe that, sounds very unrealistic. Solicitors wouldn't be that incompetent and if they are they need reporting. Please update us as and when you actually complete please.

newtb · 12/01/2023 19:38

Just to cheer everyone up about crap solicitors. I'm in France trying to get my half of the money from the sale of the marital home. Sale April 2018, divorce final October 2020. Engaged barrister February 2022. She wrote to the solicitor holding the funds. Again in June. Again in September. Has he replied? Has he fuck as like. Last year I could've borrowed 70,000€ to buy, now I can't even borrow 20,000€.
Bastards, the lot of them

IsItaCowIsItaPlane · 13/01/2023 15:27

Just had a call from the estate agents to say that if we can get hold of our solicitor in the next 30 mins the buyer is ready to exchange and complete!! Obviously, I now can't get hold of my solicitor....

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StillNiceCardigan · 13/01/2023 15:45

Fingers crossed for you @IsItaCowIsItaPlane

IsItaCowIsItaPlane · 13/01/2023 15:51

StillNiceCardigan · 13/01/2023 15:45

Fingers crossed for you @IsItaCowIsItaPlane

Has yours completed yet?

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StillNiceCardigan · 13/01/2023 15:57

Not yet but we are still working to end of January although the message we got yesterday was that the solicitors for someone further down the chain had not asked for some vital information. I've vowed to never move again.

poetryandwine · 13/01/2023 16:02

I wish you all the luck in the world, @IsItaCowIsItaPlane . But 30 mins notice is ridiculous. Sounds like they are going to blame you if it doesn’t happen!

AlloftheTime · 13/01/2023 16:14

🤞🏻

IsItaCowIsItaPlane · 13/01/2023 17:32

I literally have no idea if the sale has completed!! It's ridiculous, I'm out of the UK on holiday and have heard nothing since I let the solicitors know that I was happy to complete and exchange today

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Chupney · 13/01/2023 22:58

You have all my sympathy OP. And for no gain for you must be doubly frustrating!

At least it was £2k over rather than under the absolute fkwits!

My FTB was a total drongo. Utterly clueless about buying a house. Clearly no idea what they were actually buying. I called their bluff though and refused to pay more for something I had already paid for. I just said if they didn't want it I would take it. No further questions were asked.

strawberry2017 · 14/01/2023 20:04

Any updates op? X

IsItaCowIsItaPlane · 16/01/2023 14:27

We literally just exchanged!!!

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