We are moving Friday, fixed our interest rate for our additional borrowing back in June but we are porting our existing mortgage but can’t fix the rate until we move (in hindsight bad idea!) - was advised that could fix the existing portion the day of/day after completion.
Now we have had conflicting advise saying we can’t fix the rate on ported section (fixed period ends in jan) until the first payment of new mortgage is taken which is going to be another month of hell waiting to see what mortgage rates are.
I feel physically sick anyway worrying what it will be but waiting another month is going to be awful - has anyone had similar and were you able to fix the rate on ported section. straight away?