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Please reassure me my bank won't change their mind that I'm worthy of a mortgage after all

4 replies

lakebloom · 10/06/2022 11:14

We are going to exchange this afternoon.

I am worried that my bank will decide they've made a massive mistake and that they don't want to lend to us after all.

We would lose our exchange deposit - our entire life's savings! Shock

Please reassure me that this won't be the case / is exceptionally unlikely!

OP posts:
Lastqueenofscotland2 · 10/06/2022 11:39

If you’re exchanging I imagine the request for funds has been made and is fine.
you’ll be reet!

lakebloom · 10/06/2022 12:41

I hope so! This is the most stressful process I’ve been through in my life!

OP posts:
LaFlottes · 10/06/2022 19:06

It will be fine - I had this worry to and found the time between exchange and completion tough!

They would have to uncover some big issue to pull the mortgage. Our mortgage offer was worded in such a way that is said it would be pretty extreme circumstances like fraud of some sort!

Try not to worry. It’s natural to think “well that could happen” but it’s very very very unlikely!

Twiglets1 · 10/06/2022 20:01

It will be fine

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